295 Gilbert Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 295 Gilbert Rd, Lincolnton, NC 28092

Property Summary

Property Type	Other Improved
Details	1,248 sqft
Lot Size	0.788 acres (34,325 sqft)
Owner	Individual Name on File
Last Sale	$8,700 (May 2000)
Tax Bill	$353 (2026)
Flood Zone	Zone X (minimal risk)
APN	`3603-29-4071`

Property Details

APN / Parcel Number

Primary APN	`3603-29-4071`
Alternative APNs	`360300294071` `77420` `82613`

Exterior

Lot Area	34,325 sqft (0.788 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	82613
Street Address	GILBERT RD
State	NC
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R-T
Legal Description	2 S/WIDES SITES
Jurisdiction	LINCOLN NC
Township / Civil Division	HOWARDS CREEK
Census Block Group	2
Census Block	2004
Census Tract	70700

Owner

295 Gilbert Rd is owned by an individual who bought it in May 2000.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	295 GILBERT RD, LINCOLNTON, NC 28092-0726
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2000 · Amount on File
Deed Sale	May 22, 2000 · Amount on File
Deed Book / Page	1175 / 272
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 295 Gilbert Rd was $353.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$353.00	$33,644 Land $31,940 Building $1,704	$33,644 Land $31,940 Building $1,704
2023	$333.00	$33,644 Land $31,940 Building $1,704	$33,644 Land $31,940 Building $1,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Gilbert Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Gilbert Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35