295 Franklin St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 295 Franklin St, Bloomfield, NJ 07003

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2,218 sqft · built 1890
Lot Size	0.141 acres (6,120 sqft)
Owner	Company Name on File
Last Sale	$329,000 (Oct 2019)
Tax Bill	$13,038 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`02-00304-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`02-00304-0000-00017`
Alternative APN	`020030400017`

Interior

Units	2 Units
Building Area	2,218 sqft Total Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	6,120 sqft (0.141 acres)
Lot Dimensions	102 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	020030400017
Street Address	295 FRANKLIN ST
City	BLOOMFIELD
State	NJ
Zip	07003-5091
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	R-1B
Legal Description	60 X 102
Legal Block	304
Legal Lot Number	17
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	3
Census Block	3008
Census Tract	15500

Owner

295 Franklin St, a commercial property, is owned by a company that bought it in October 2019.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of Record	Company Name on File
Mailing Address	295 FRANKLIN ST, BLOOMFIELD, NJ 07003-5091
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage · Line of Credit GIBRALTAR BANK
Oct 22, 2019	Grant Deed, Transfer · Conventional with PMI GELT LLC
Apr 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2019 · Amount on File
Deed Sale	Oct 22, 2019 · Amount on File
Prior Sale	Apr 16, 1987 · Amount on File
Deed Document Number	2019100001
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	295 FRANKLIN ST, BLOOMFIELD, NJ 07003-5091
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	HERITAGE ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 FRANKLIN ST, BLOOMFIELD, NJ 07003-5091

Mortgage

Document Number	0000120348
Date	Dec 3, 2020
Instrument	2020120348

Lender

Name	GIBRALTAR BANK
Type	Bank
Address	PARSIPPANY, NJ 07054

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 22, 2019
Property Address	295 FRANKLIN ST, BLOOMFIELD, NJ 07003-5091
Document Number	0000100001
Instrument Date	Oct 1, 2019
Instrument	100001
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	GREEN LABEL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	295 FRANKLIN ST BLOOMFIELD NJ 070034839, BLOOMFIELD, NJ 07003-4839

Mortgage

Document Number	100002
Date	Oct 22, 2019
Instrument	100002

Lender

Name	GELT LLC
Address	NEW YORK, NY 10038

Agreement

Type	Conventional with PMI
Amount	Amount on Record

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 13, 2018
Property Address	295 FRANKLIN ST, BLOOMFIELD, NJ 07003-5091
Document Number	0000031849
Instrument Date	Mar 31, 2018
Instrument	31849
Transaction Type	Transfer
Record Updated	Jun 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 MARMORA RD PARSIPPANY NJ 070542647, PARSIPPANY, NJ 07054-2647

Tax Assessment & Valuation

The 2025 property tax bill for 295 Franklin St was $13,038, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,700 (-) Land $104,500 Building $269,200	$373,700 (-) Land $104,500 Building $269,200
2025	$13,038.00 (+2.86%)	$373,700 Land $104,500 Building $269,200	$373,700 Land $104,500 Building $269,200
2024	$12,675.00
2023		$373,700 Land $104,500 Building $269,200	$373,700 Land $104,500 Building $269,200
2022	$11,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Franklin St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	147 (1983–2024)
Claims Outside the SFHA	1 of 147
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 43 claims Hurricane Irene, Aug 2011 · 39 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 295 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum, T-Mobile.

Nearby Properties on Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures