Claiborne County property record for 295 Forge Ridge Rd, Harrogate, TN 37752
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 804 sqft · built 1981 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on File |
| Last Sale | $76,000 (Dec 2016) |
| Tax Bill | $647 (2024) |
| Deeds & Mortgages | Dec 2025 Transfer Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015O E 01300 |
| Primary APN | 015O E 01300 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 804 sqft Living Area |
| 1st Floor Area | 804 sqft |
| Basement Area | 804 sqft |
| Finished Basement | 804 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 25,265 sqft (0.58 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 60 sqft |
| Patio Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 295 FORGE RIDGE RD |
|---|---|
| City | HARROGATE |
| State | TN |
| Zip | 37752-7725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 06, COUNTY AREA: H02 |
| Legal Subdivision | C A COLEMAN |
| Jurisdiction | CLAIBORNE TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 970200 |
295 Forge Ridge Rd is owned and occupied by an individual who acquired it in November 2025.
Source: Claiborne County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 295 FORGE RIDGE RD, HARROGATE, TN 37752-7725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2025 | Intrafamily Transfer, Transfer |
| Mar 14, 2022 | Deed of Trust, Mortgage · Line of Credit HEARTHSIDE BANK CORP |
| Feb 13, 2017 | Deed of Trust, Mortgage HOME FEDERAL BANK |
| Jan 14, 2020 | Deed of Trust, Mortgage · Line of Credit HOME FED'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2016 · Amount on File |
| Deed Sale | Dec 12, 2016 · Amount on File |
| Prior Sale | Jan 2, 1987 |
| Deed Document Number | 20168187 |
| Deed Book / Page | 1465 / 37 |
| Last Transfer Date | Nov 18, 2025 |
| Transfer Doc | 0001696568 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAIBORNE TN |
| Recording Date | Dec 3, 2025 |
| Property Address | 295 FORGE RIDGE RD, HARROGATE, TN 37752-7725 |
| Document Number | 0001696568 |
| Book / Page | 1696 / 568 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 25018799 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAIBORNE TN |
| Property Address | 295 FORGE RIDGE RD, HARROGATE, TN 37752-7725 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001601486 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 1601/486 |
| Instrument | 22002062 |
| Name | HEARTHSIDE BANK CORP |
|---|---|
| Type | Bank |
| Address | MIDDLESBORO, KY 40965 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Mar 3, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAIBORNE TN |
| Property Address | 295 FORGE RIDGE RD, HARROGATE, TN 37752-7725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1468610 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 1468/610 |
| Instrument | 17000539 |
| Name | HOME FEDERAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Mar 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAIBORNE TN |
| Property Address | 295 FORGE RIDGE RD, HARROGATE, TN 37752-7725 |
| Document Number | 153875 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 139 KING BEND RD HARROGATE TN 37752, HARROGATE, TN 37752 |
| Document Number | 153875 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 001538/000075 |
| Instrument | 1165 |
| Name | HOME FED'L BK |
|---|---|
| Type | Bank |
| Address | MIDDLESBORO, KY 40965 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Jan 20, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Claiborne County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Claiborne County |
| Municipality | Harrogate City |
| Unified School District | Claiborne County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,650 (-) Land $6,000 Building $21,650 | ||
| 2024 | $647.00 | $27,650 Land $6,000 Building $21,650 | |
| 2022 | $553.00 | $27,650 Land $6,000 Building $21,650 | $110,600 Land $24,000 Building $86,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 295 Forge Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1991–1998) |
| Most Recent Claim | May 1998 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 Forge Ridge Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 80% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARTHUR-SHAWANEE UTILITY DISTRICT serves 10,037 people · EPA ID TN0000022 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| MountaiNet Telephone Company Fiber | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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