295 First St, Athens, GA 30601 Property Records

Athens-Clarke County Unified Government property record for 295 First St, Athens, GA 30601

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 970 sqft · built 1955
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$343,000 (Mar 2026)
Tax Bill	$3,622 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-4-C3 D-006`

Property Details

APN / Parcel Number

Primary APN	`16-4-C3 D-006`
Alternative APNs	`164C3 D 6` `16081`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	970 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	95 ft deep x 55 ft wide
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	16081
Street Address	295 FIRST ST
City	ATHENS
State	GA
Zip	30601-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-5
Legal Description	LOT 1 - 0.121 AC
Legal Subdivision	RES-BV-034
Legal Lot Number	1
Jurisdiction	CLARKE GA
Township / Civil Division	ATHENS
Census Block Group	2
Census Block	2016
Census Tract	30102

Owner

Source: Athens-Clarke County Unified Government records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	295 FIRST ST, ATHENS, GA 30601-3025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Limited Warranty Deed, Transfer FIRST AMERICAN BANK AND TRUST
Jun 3, 2020	Correction Deed, Transfer ATTORNEY ONLY
Apr 13, 2020	Grant Deed, Transfer · Conventional with PMI MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2026 · Amount on Record
Deed Sale	Mar 24, 2026 · Amount on Record
Prior Sale	Aug 28, 2024 · Amount on Record
Deed Book / Page	5803 / 532
Record Updated	Oct 29, 2026

March 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CLARKE GA
Recording Date	Mar 24, 2026
Property Address	295 FIRST ST, ATHENS, GA 30601-3025
Document Number	0058030532
Book / Page	5803 / 532
Instrument Date	Mar 16, 2026
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.43
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 FIRST ST, ATHENS, GA 30601-3025

Mortgage

Document Number	0005803534
Date	Mar 24, 2026
Instrument	5803/534

Lender

Name	FIRST AMERICAN BANK AND TRUST

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

June 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CLARKE GA
Recording Date	Jun 3, 2020
Property Address	295 FIRST ST, ATHENS, GA 30601-3025
Document Number	0049950336
Book / Page	004995 / 000336
Instrument Date	Apr 10, 2020
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	295 FIRST ST ATHENS GA 306013025, ATHENS, GA 30601-3025

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLARKE GA
Recording Date	Apr 13, 2020
Property Address	295 FIRST ST, ATHENS, GA 30601-3025
Document Number	0049720484
Book / Page	004972 / 000484
Instrument Date	Apr 10, 2020
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$184.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	295 FIRST ST ATHENS GA 306013025, ATHENS, GA 30601-3025

Mortgage

Document Number	49720486
Date	Apr 13, 2020
Book Page	004972/000486

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Mortgage

Document Number	51730193,
Date	Apr 13, 2020
Book Page	005173/000193

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Tax Assessment & Valuation

Source: Athens-Clarke County Unified Government assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Athens-Clarke County Unified Government
Unified School District	Clarke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,622.00 (+13.65%)	$116,661 (+14.38%) Land $26,000 Building $90,661	$291,653 (+14.38%) Land $65,000 Building $226,653
2023	$3,187.00 (+30.56%)	$101,992 (+33.24%) Land $24,000 Building $77,992	$254,981 (+33.24%) Land $60,000 Building $194,981
2022	$2,441.00	$76,548 Land $18,000 Building $58,548	$191,371 Land $45,000 Building $146,371

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS-CLARKE CO WATER SYSTEM serves 125,000 people · EPA ID GA0590000
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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