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295 Ferndale Dr, Eugene, OR 97404 Property Records

Lane County property record for 295 Ferndale Dr, Eugene, OR 97404 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 1999
Lot Size0.13 acres (5,662 sqft)
OwnerIndividual Name on File
Last Sale$419,000 (Mar 2024)
Tax Bill$4,687 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Jul 2023 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN17-04-11-24-07400-000

Property Details

APN / Parcel Number

Primary APN17-04-11-24-07400-000
Alternative APNs
  • 1704112407400
  • 1635026

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,200 sqft Living Area
Gross Area1,729 sqft
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces
Patio Area622 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1635026
Street Address295 FERNDALE DR
CityEUGENE
StateOR
Zip97404-1665
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION PLAT MULKEY LOT 3 TL 7400
Legal Range04
Legal Township17
Legal Section11
Legal SubdivisionMULKEY
Legal Lot Number3
JurisdictionLANE OR
Township / Civil DivisionEUGENE-SPRINGFIELD
Census Block Group1
Census Block1039
Census Tract2404

Owner

Source: Lane County records · APN 17-04-11-24-07400-000

Assessment roll updated November 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address295 FERNDALE DR, EUGENE, OR 97404-1665
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2024Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 31, 2023Deed of Trust, Mortgage · Line of Credit
SELCO COMMUNITY CU
Mar 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Oct 18, 2019Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 10, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 22, 2024 · Amount on Record
Deed SaleMar 22, 2024 · Amount on Record
Prior SaleFeb 07, 2014 · Amount on Record
Deed Document Number20247722
Prior Transfer DateMay 07, 2003
Prior Transfer Doc0000043987
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateMar 22, 2024
Property Address295 FERNDALE DR, EUGENE, OR 97404-1665
Document Number0000007722
Map ReferenceFILE 75 SL 795
Instrument DateMar 19, 2024
Instrument2024-007722
Transaction TypeTransfer
Record UpdatedMar 28, 2024
Title CompanyCASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 FERNDALE DR, EUGENE, OR 97404-1665

Mortgage

Document Number0000007723
DateMar 22, 2024
Instrument2024-007723
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address295 FERNDALE DR, EUGENE, OR 97404-1665
Transaction TypeMortgage
Record UpdatedAug 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 FERNDALE DR, EUGENE, OR 97404-1665

Mortgage

Document Number0000021936
DateJul 31, 2023
Instrument2023-021936
Lender
NameSELCO COMMUNITY CU
TypeCredit Union
AddressSPRINGFIELD, OR 97477
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address295 FERNDALE DR, EUGENE, OR 97404-1665
Transaction TypeMortgage
Record UpdatedNov 14, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012759
DateMar 20, 2018
Instrument2018-012759
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2048

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address295 FERNDALE DR, EUGENE, OR 97404-1665
Transaction TypeMortgage
Record UpdatedNov 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047289
DateOct 18, 2019
Instrument2019-047289
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address295 FERNDALE DR, EUGENE, OR 97404-1665
Transaction TypeMortgage
Record UpdatedNov 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051003
DateSep 10, 2020
Instrument2020-051003
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term351 Months
DueDec 01, 2049

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address295 FERNDALE DR, EUGENE, OR 97404-1665
Transaction TypeMortgage
Record UpdatedNov 14, 2022
Title CompanyCASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 FERNDALE DR, EUGENE, OR 97404-1665

Mortgage

Document Number0000052595
DateAug 11, 2021
Instrument2021-052595
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Lane County records · Assessment roll updated November 10, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityEugene City
Unified School DistrictEugene School District 4J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,687.00 (+3.9%)$240,590 (+6.09%)$426,852 (+2.32%) Land $133,119 Building $293,733
2023$4,511.00 (+4.04%)$226,780 (+3%)$417,180 (+11.32%) Land $107,193 Building $309,987
2022$4,336.00$220,175$374,756 Land $109,342 Building $265,414

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lane County (41039C), updated August 26, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410390024041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 6 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
6 of 6 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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