295 Fairview Rd, Asheville, NC 28803 Property Records

Buncombe County property record for 295 Fairview Rd, Asheville, NC 28803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,352 sqft · built 1940
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Jul 2015)
Tax Bill	$2,770 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3009196-2020-20`

Property Details

APN / Parcel Number

Primary APN	`3009196-2020-20`
Alternative APNs	`9657-09-1847-00000` `965705090862000` `008267640`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,352 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Finished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2004
Architectural Style	Rustic
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Area	200 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	136 sqft
Deck Area	16 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3009196-2020-20
Street Address	295 FAIRVIEW RD
City	ASHEVILLE
State	NC
Zip	28803-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM8
Legal Description	SUBDIV: J B GREENWOOD PROPERTY BLK B BLOCK: B LOT: 1 & PT 7 SECTION: PLAT: 0011-0052
Legal Subdivision	J B GREENWOOD PROPERTY BLK B
Legal Block	B
Legal Lot Number	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	1
Census Block	1018
Census Tract	2000

Owner

295 Fairview Rd is owned by an individual who bought it in July 2015.

Source: Buncombe County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 5852, ASHEVILLE, NC 28813-5852
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2015 · Amount on File
Deed Sale	Jul 30, 2015 · Amount on File
Prior Sale	Jan 5, 2010 · Amount on File
Deed Book / Page	5339 / 1128
Prior Transfer Date	Feb 6, 2015
Prior Transfer Doc	0052851335
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	295 FAIRVIEW RD, ASHEVILLE, NC 28803-2332
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060491537
Date	Apr 13, 2021
Book Page	6049/1537

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 295 Fairview Rd was $2,770, up 6.6% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,770.00 (+6.62%)	$280,300 Land $74,800 Building $205,500	$280,300 Land $74,800 Building $205,500
2024	$2,598.00 (+2.89%)
2023	$2,525.00	$280,300	$280,300 Land $74,800 Building $205,500
2021			$280,300 Land $74,800 Building $205,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Fairview Rd in Zone X, an area of minimal flood risk, though there have been 98 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	40 units insured incl. 10 condo units
Nearby Flood Claims	98 (1995–2024)
Claims Outside the SFHA	5 of 98
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 32 claims Hurricane Ivan, Sep 2004 · 18 claims Tropical Storm Frances, Sep 2004 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Fairview Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20