295 Estatohe Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 295 Estatohe Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,024 sqft · built 1979
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$347,900 (Oct 2021)
Tax Bill	$3,904 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`048C 014`

Property Details

APN / Parcel Number

Primary APN	`048C 014`
Alternative APN	`369000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,024 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	900 sqft
Patio Area	1,720 sqft
Utility Building	96 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	369000
Street Address	295 ESTATOHE CIR
City	TOCCOA
State	GA
Zip	30577-8355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 12 OLD TOOGOOLA TOWN ESTATES S/D
Legal Subdivision	OLD TOOGOOLA TOWN ESTATES
Legal Lot Number	12
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1038
Census Tract	970102

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4501 OLDE PLANTATION PL, DESTIN, FL 32541-3424
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · VA Mortgage CENTENNIAL BANK
Oct 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on Record
Deed Sale	Oct 7, 2021 · Amount on Record
Prior Sale	Jun 27, 2007 · Amount on Record
Deed Document Number	20211428
Deed Book / Page	1270 / 1
Prior Transfer Date	Aug 25, 2016
Prior Transfer Doc	0000000905
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	295 ESTATOHE CIR, TOCCOA, GA 30577-8355
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 ESTATOHE CIR, TOCCOA, GA 30577-8355

Mortgage

Document Number	0012700000000003
Date	Oct 8, 2021
Book Page	0000001270/0000000003
Instrument	000560

Lender

Name	CENTENNIAL BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 7, 2021
Property Address	295 ESTATOHE CIR, TOCCOA, GA 30577-8355
Document Number	0012700001
Book / Page	1270 / 1
Instrument Date	Oct 7, 2021
Instrument	2021-001428
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 KELLY PLANTATION DR, DESTIN, FL 32541-8467

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,904.00 (+35.65%)	$142,238 (+47.13%) Land $26,880 Building $115,358	$355,596 (+47.13%) Land $67,200 Building $288,396
2023	$2,878.00 (+14.75%)	$96,678 (+14.73%) Land $26,880 Building $69,798	$241,695 (+14.74%) Land $67,200 Building $174,495
2022	$2,508.00	$84,262 Land $26,880 Building $57,382	$210,654 Land $67,200 Building $143,454

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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