295 Emma Ct, Linden, NC 28356 Property Records

Harnett County property record for 295 Emma Ct, Linden, NC 28356

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,748 sqft · built 2012
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$191,500 (May 2013)
Tax Bill	$2,322 (2026)
Deeds & Mortgages	May 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500008647`

Property Details

APN / Parcel Number

Primary APN	`1500008647`
Alternative APN	`120555 0216 19`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,748 sqft Heated Area
1st Floor Area	1,156 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Lot Area	15,682 sqft (0.36 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	32 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500008647
Street Address	295 EMMA CT
City	LINDEN
State	NC
Zip	28356-8059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LT#19 KENLAN FARMS PH1 S1MAP#2009-584
Legal Subdivision	KENLAN FARMS
Legal Phase	1
Legal Lot Number	19
Jurisdiction	HARNETT NC
Township / Civil Division	STEWARTS CREEK
Census Block Group	1
Census Block	1032
Census Tract	70600

Owner

295 Emma Ct is owned and occupied by an individual who bought it in May 2013.

Source: Harnett County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	295 EMMA CT, LINDEN, NC 28356-8059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 13, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Mar 23, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2013 · Amount on File
Deed Sale	May 15, 2013 · Amount on File
Deed Document Number	20138242
Deed Book / Page	3117 / 300
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	295 EMMA CT, LINDEN, NC 28356-8059
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011770
Date	May 24, 2021
Book Page	3987/953
Instrument	2021011770

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2031

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	295 EMMA CT, LINDEN, NC 28356-8059
Document Number	0000017012
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 EMMA CT LINDEN NC 283568059, LINDEN, NC 28356-8059

Mortgage

Document Number	0000017012
Date	Nov 18, 2019
Book Page	003756/000758
Instrument	17012

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 17, 2034

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	295 EMMA CT, LINDEN, NC 28356-8059
Document Number	0000004218
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 EMMA CT LINDEN NC 283568059, LINDEN, NC 28356-8059

Mortgage

Document Number	0000004218
Date	Mar 29, 2018
Book Page	003591/000933
Instrument	4218

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 28, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 295 Emma Ct was $2,322, up 53.6% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,322.00 (+53.57%)	$347,380 (+39.72%)	$347,380 (+39.72%) Land $44,220 Building $303,160
2025	$1,512.00	$248,617	$248,617 Land $20,160 Building $228,457
2023	$1,492.00 Veteran's exemption	$248,617	$248,617 Land $20,160 Building $228,457

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Emma Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (2016–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Emma Ct is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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