295 Edgewood Dr, Bartow, FL 33830 Property Records

Polk County property record for 295 Edgewood Dr, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 888 sqft · built 1961
Lot Size	0.186 acres (8,115 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,500 (Feb 2013)
Tax Bill	$498 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-30-04-364500-007011`

Property Details

APN / Parcel Number

Primary APN	`25-30-04-364500-007011`
Alternative APNs	`043025364500007011` `43025000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	1,208 sqft
1st Floor Area	888 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,115 sqft (0.186 acres)
Lot Dimensions	130 ft deep x 65 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	320 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	56 sqft
Shed	1 Shed
Boat Access	Boat Access

Location & Zoning

Street Address	295 EDGEWOOD DR
City	BARTOW
State	FL
Zip	33830-4228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	COUNTRY CLUB ADD PB 11 PG 10 BLK 7 LOTS 1 & 2 LESS S 64 FT
Legal Range	25E
Legal Township	30S
Legal Section	04
Legal Subdivision	COUNTRY CLUB ADDITION
Legal Tract	364500
Legal Block	7
Legal Lot Number	1,2
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1039
Census Tract	15000

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	295 EDGEWOOD DR, BARTOW, FL 33830-4228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION
Sep 27, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Apr 12, 2021	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Sep 22, 2020	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESID'L MTG
Jul 16, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2013 · Amount on Record
Deed Sale	Feb 11, 2013 · Amount on Record
Prior Sale	Apr 27, 2012 · Amount on Record
Deed Document Number	201326291
Deed Book / Page	8873 / 683
Last Transfer Date	Sep 29, 2020
Transfer Doc	0000208761
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Aug 25, 2026
Property Address	295 EDGEWOOD DR, BARTOW, FL 33830-4228
Document Number	0000206463
Book / Page	14128 / 1843
Instrument Date	Aug 13, 2026
Instrument	2026206463
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SECURIAN FINANCIAL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 EDGEWOOD DR, BARTOW, FL 33830-4228

Mortgage

Document Number	0000206463,
Date	Aug 25, 2026
Book Page	14128/1843
Instrument	2026206463

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2046

Interest

Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	295 EDGEWOOD DR, BARTOW, FL 33830-4228
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 EDGEWOOD DR, BARTOW, FL 33830-4228

Mortgage

Document Number	0000226456
Date	Sep 27, 2023
Book Page	12850/1029
Instrument	2023226456

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	295 EDGEWOOD DR, BARTOW, FL 33830-4228
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 EDGEWOOD DR, BARTOW, FL 33830-4228

Mortgage

Document Number	0000092355
Date	Apr 12, 2021
Book Page	11663/1680
Instrument	2021092355

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	295 EDGEWOOD DR, BARTOW, FL 33830-4228
Document Number	0114002148
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 EDGEWOOD DR BARTOW FL 338304228, BARTOW, FL 33830-4228

Mortgage

Document Number	0114002148
Date	Oct 5, 2020
Book Page	011400/002148
Instrument	208763

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	295 EDGEWOOD DR, BARTOW, FL 33830-4228
Document Number	0106142236
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 EDGEWOOD DR BARTOW FL 338304228, BARTOW, FL 33830-4228

Mortgage

Document Number	0106142236
Date	Sep 18, 2018
Book Page	010614/002236
Instrument	197725

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,689 (+2.7%)	$127,434 (-5.78%) Land $24,346 Building $103,088
2025	$498.00 (-36.32%) Homeowner's exemption	$58,120 (+5.99%)	$135,256 (-0.49%) Land $10,608 Building $124,648
2023	$782.00 (+22.19%) Homeowner's exemption	$54,837 (+4.91%)	$135,926 (+3.62%) Land $10,277 Building $125,649
2022	$640.00 Homeowner's exemption	$52,269	$131,173 Land $8,619 Building $122,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Spectrum, Verizon.

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