295 E Shore Dr, Geneva, IN 46740 Property Records

Adams County property record for 295 E Shore Dr, Geneva, IN 46740

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,550 sqft · built 1970
Lot Size	0.24 acres (10,455 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Oct 2025)
Tax Bill	$1,491 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-11-20-203-017.000-019`

Property Details

APN / Parcel Number

Primary APN	`01-11-20-203-017.000-019`
Alternative APNs	`02108000008000` `01520065647`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,550 sqft Living Area
1st Floor Area	1,750 sqft
Attic	Attic
Attic Area	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Other
Lot Area	10,455 sqft (0.24 acres)
Lot Dimensions	123 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	01520065647
Street Address	295 E SHORE DR
City	GENEVA
State	IN
Zip	46740-9659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAKE OF THE WOODS SEC III LOT 51
Legal Subdivision	LAKE OF THE WOODS
Legal Lot Number	51
Jurisdiction	ADAMS IN
Township / Civil Division	WABASH
Census Block Group	3
Census Block	3013
Census Tract	30700

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	295 E SHORE DR, GENEVA, IN 46740-9659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Warranty Deed, Transfer · Conventional Mortgage MIDWEST AMERICA FCU
Mar 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LENDAGE
Sep 27, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Deed Document Number	202546422
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Oct 17, 2025
Property Address	295 E SHORE DR, GENEVA, IN 46740-9659
Document Number	2025004076
Instrument Date	Oct 11, 2025
Instrument	2025004076
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	295 E SHORE DR, GENEVA, IN 46740-9659

Mortgage

Date	Oct 17, 2025

Lender

Name	MIDWEST AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	295 E SHORE DR, GENEVA, IN 46740-9659
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000840
Date	Mar 3, 2022
Instrument	2022000840

Lender

Name	LENDAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS IN
Recording Date	Sep 27, 2021
Property Address	295 E SHORE DR, GENEVA, IN 46740-9659
Document Number	2021004923
Instrument Date	Sep 25, 2021
Instrument	2021004923
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 E SHORE DR, GENEVA, IN 46740-9659

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Wabash Township
Municipality	Geneva Town
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,491.00 (-4.3%) Homeowner's exemption	$165,700 (+15.87%) Land $18,500 Building $147,200	$165,700 (+15.87%) Land $18,500 Building $147,200
2024	$1,558.00 (+7.45%)
2023	$1,450.00 (+5.61%)	$143,000 (+4.15%) Land $18,500 Building $124,500	$143,000 (+4.15%) Land $18,500 Building $124,500
2022	$1,373.00 (+2.54%) Homeowner's exemption	$137,300 Land $18,500 Building $118,800	$137,300 Land $18,500 Building $118,800
2020	$1,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1990–1993)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA WATER DEPARTMENT serves 1,359 people · EPA ID IN5201003
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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