295 E Riding Dr, Carlisle, MA 01741 Property Records

Middlesex County and Carlisle Town property record for 295 E Riding Dr, Carlisle, MA 01741

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,858 sqft · built 2019
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$447,500 (Jan 2013)
Tax Bill	$21,749 (2026)
Deeds & Mortgages	Mar 2021 Refinance Mar 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CARL M:0023 B:0052 L:24`

Property Details

APN / Parcel Number

Primary APN	`CARL M:0023 B:0052 L:24`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,858 sqft Living Area
Gross Area	5,993 sqft
Basement Area	1,955 sqft
Unfinished Basement	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	295 E RIDING DR
City	CARLISLE
State	MA
Zip	01741-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	52
Legal Lot Number	24
Jurisdiction	CARLISLE MA
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1030
Census Tract	362100

Owner

295 E Riding Dr is owned and occupied by two individuals who bought it in January 2013.

Source: Middlesex County and Carlisle Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 E RIDING DR, CARLISLE, MA 01741-1603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC
Mar 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC
Nov 8, 2019	Deed of Trust, Mortgage WORKERS CU
Jun 30, 2017	Quit Claim Deed, Mortgage WEBSTER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2013 · Amount on File
Deed Sale	Jan 11, 2013 · Amount on File
Deed Book / Page	209 / 37
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLISLE MA
Property Address	295 E RIDING DR, CARLISLE, MA 01741-1603
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000310043
Date	Mar 24, 2021
Instrument	310043

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLISLE MA
Property Address	295 E RIDING DR, CARLISLE, MA 01741-1603
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	310043
Date	Mar 24, 2021
Instrument	310043

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLISLE MA
Property Address	295 E RIDING DR, CARLISLE, MA 01741-1603
Document Number	0000302910
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 E RIDING DR CARLISLE MA 017411603, CARLISLE, MA 01741-1603

Mortgage

Document Number	0000302910
Date	Nov 14, 2019
Instrument	302910

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

June 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CARLISLE MA
Recording Date	Jun 30, 2017
Property Address	295 E RIDING DR, CARLISLE, MA 01741-1603
Document Number	0000292345
Instrument Date	Jun 26, 2017
Instrument	292345
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	295 E RIDING DR CARLISLE MA 017411603, CARLISLE, MA 01741-1603

Mortgage

Document Number	292346
Date	Jun 30, 2017
Instrument	292346

Lender

Name	WEBSTER BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 295 E Riding Dr was $21,749, up 3% from the year before.

Source: Middlesex County and Carlisle Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Carlisle Town
Elementary School District	Carlisle School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,749.00 (+2.96%)	$1,696,500 (+5.85%) Land $566,300 Building $1,130,200	$1,406,000 (-)
2025	$21,124.00 (+0.67%)	$1,602,700 (+1.82%) Land $544,500 Building $1,058,200	$1,406,000 (+12.46%)
2024	$20,983.00 (+2%)	$1,574,100 (+8.27%) Land $500,900 Building $1,073,200	$1,250,200
2023	$20,571.00	$1,453,800 Land $500,900 Building $952,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 E Riding Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 E Riding Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 99.3% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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