Oceana County property record for 295 E Lake St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.495 acres (21,584 sqft) |
| Owner | Trust Name on File |
| Last Sale | $730,000 (Aug 2018) |
| Tax Bill | $14,213 (2025) |
| Deeds & Mortgages | Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-399-004-00 |
| Primary APN | 044-399-004-00 |
|---|
| Lot Area | 21,584 sqft (0.495 acres) |
|---|
| Street Address | 295 E LAKE ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4 & 5 MEAR'S ADDITION TO THE VILLAGE OF PENTWATER WD 2018/14077 |
| Legal Subdivision | MEAR'S ADDITION |
| Legal Block | 9 |
| Legal Lot Number | 4-5 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1108 |
| Census Tract | 10800 |
295 E Lake St is held in a trust since August 2018.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 543 AVALON TER SE, GRAND RAPIDS, MI 49503-4409 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2018 · Amount on File |
| Deed Sale | Aug 2, 2018 · Amount on File |
| Deed Document Number | 20184401 |
| Deed Book / Page | 2018 / 14077 |
| Prior Transfer Date | Nov 2, 2015 |
| Prior Transfer Doc | 2015/019368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Aug 2, 2018 |
| Property Address | 295 E LAKE ST, PENTWATER, MI 49449-9592 |
| Document Number | 2018/014077 |
| Book / Page | 2018 / 014077 |
| Map Reference | LB1 PG4 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 201800004401 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN |
| Amount | Amount on Record |
|---|---|
| Tax | $6,278.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 295 E LK RD, 295, GRAND RAPIDS, MI 49503 |
| Name | Verified Name |
|---|---|
| Address | 543 AVALON TER SE, GRAND RAPIDS, MI 49503-4409 |
The 2025 property tax bill for 295 E Lake St was $14,213, up 5.1% from the year before.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $559,000 (+9.07%) Land $559,000 | $1,118,000 (+9.07%) Land $1,118,000 | |
| 2025 | $14,213.00 (+5.07%) Homeowner's exemption | $512,500 Land $512,500 | $1,025,000 Land $1,025,000 |
| 2024 | $13,527.00 | ||
| 2023 | $432,700 Land $432,700 | $865,400 (-) Land $865,400 | |
| 2022 | $12,538.00 | $865,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 295 E Lake St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 E Lake St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENTWATER serves 857 people · EPA ID MI0005260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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