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295 E Coral Trace Cir, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 295 E Coral Trace Cir, Delray Beach, FL 33445

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,576 sqft · built 2001
Lot Size0.11 acres (4,822 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Feb 2021)
Tax Bill$5,397 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-43-46-18-54-002-1400

Property Details

APN / Parcel Number

Primary APN12-43-46-18-54-002-1400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,576 sqft Living Area
Gross Area1,978 sqft
1st Floor Area1,576 sqft

Exterior

Year BuiltBuilt 2001
Exterior MaterialStucco
Construction TypeConcrete Block
Roof MaterialTile
Lot Area4,822 sqft (0.11 acres)
Garage Area242 sqft
PorchOpen Porch
Porch Area290 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address295 E CORAL TRACE CIR
CityDELRAY BEACH
StateFL
Zip33445-3616
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionCORAL TRACE LT 140 SECTION B
Legal Range43E
Legal Township46S
Legal Section18
Legal SubdivisionCORAL TRACE
Legal Block2
Legal Lot Number140
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group1
Census Block1002
Census Tract6910

Owner

295 E Coral Trace Cir, a townhouse, is owned and occupied by an individual who bought it in February 2021.

Source: Palm Beach County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address295 E CORAL TRACE CIR, DELRAY BEACH, FL 33445-3616
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2021 · Amount on File
Deed SaleFeb 23, 2021 · Amount on File
Prior SaleMar 30, 2001 · Amount on File
Deed Document Number20210082937
Deed Book / Page32221 / 234
Record UpdatedJun 8, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateFeb 23, 2021
Property Address295 E CORAL TRACE CIR, DELRAY BEACH, FL 33445-3616
Document Number0322210234
Book / Page32221 / 234
Map ReferenceMB 82 PG 197-201
Instrument DateFeb 20, 2021
Instrument20210082937
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyNOT AVAILABLE, TRANSMERICA TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address295 E CORAL TRACE CIR, 295, DELRAY BEACH, FL 33445-3616

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 E CORAL TRACE CIR, DELRAY BEACH, FL 33445-3616

Mortgage

Document Number0032221237
DateFeb 23, 2021
Instrument32221/237
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 295 E Coral Trace Cir was $5,397 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
MunicipalityDelray Beach City
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,397.00 Homeowner's exemption$317,502$355,503 Building $355,503
2023$5,116.00 (+1.65%) Homeowner's exemption$299,567 (+3%)$325,442 (+11.9%) Building $325,442
2022$5,033.00 Homeowner's exemption$290,842 Building $290,842$290,842 Building $290,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 E Coral Trace Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 90 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims66 (1979–2020)
Claims Outside the SFHA27 of 66
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 3 claims
  • Hurricane Frances, Sep 2004 · 7 claims
  • Hurricane Irene, Oct 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 295 E Coral Trace Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELRAY BEACH PUBLIC WATER SYSTEM
serves 69,754 people · EPA ID FL4500351
Water SourceGroundwater
Last State InspectionNov 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Hotwire Communications
Fiber		2,500 / 2,500
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Blue Stream, T-Mobile.

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