295 E Chestnut Ave, Metuchen, NJ 08840 Property Records

Middlesex County and Metuchen Borough property record for 295 E Chestnut Ave, Metuchen, NJ 08840

Property Summary

Property Type	Single Family Home
Details	4,839 sqft · built 1900
Lot Size	1.63 acres (71,438 sqft)
Owner	2 Individual Names on File
Last Sale	$1,295,000 (Apr 2021)
Tax Bill	$38,089 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00098-0000-00057`

Property Details

APN / Parcel Number

Primary APN	`09-00098-0000-00057`
Alternative APN	`090009800057`

Interior

Stories	2 Stories
Building Area	4,839 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	71,438 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	295 E CHESTNUT AVE
City	METUCHEN
State	NJ
Zip	08840-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.64 ACRES
Legal Block	98
Legal Lot Number	57
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	METUCHEN
Census Block Group	2
Census Block	2016
Census Tract	2101

Owner

295 E Chestnut Ave is owned and occupied by two individuals who bought it in April 2021.

Source: Middlesex County and Metuchen Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 E CHESTNUT AVE, METUCHEN, NJ 08840-1553
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on File
Deed Sale	Apr 20, 2021 · Amount on File
Prior Sale	Mar 15, 1994 · Amount on File
Deed Document Number	202153595
Deed Book / Page	18401 / 1062
Record Updated	Sep 20, 2026

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 20, 2021
Property Address	295 E CHESTNUT AVE, METUCHEN, NJ 08840-1553
Document Number	2021053595
Book / Page	18401 / 1062
Instrument Date	Nov 6, 2020
Instrument	2021053595
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	CLEAR TO CLOSE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,631.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 HIGH RIDGE RD, 48, SKILLMAN, NJ 08558-2373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 E CHESTNUT AVE, METUCHEN, NJ 08840-1553

Mortgage

Document Number	2021053596
Date	Apr 20, 2021
Instrument	2021053596

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 295 E Chestnut Ave was $38,089, up 4.3% from the year before.

Source: Middlesex County and Metuchen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Metuchen Borough
Unified School District	Metuchen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,000 (-) Land $265,000 Building $260,000	$525,000 (-) Land $265,000 Building $260,000
2025	$38,089.00 (+4.32%)	$525,000 Land $265,000 Building $260,000	$525,000 Land $265,000 Building $260,000
2024	$36,513.00
2023		$525,000 Land $265,000 Building $260,000	$525,000 Land $265,000 Building $260,000
2022	$33,447.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 295 E Chestnut Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2011–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 E Chestnut Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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