295 E 40th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 295 E 40th St, San Bernardino, CA 92404

Property Summary

Property Type	Service Station & Convenience Store
Details	1,340 sqft · built 1984
Lot Size	0.515 acres (22,414 sqft)
Owner	Company Name on Record
Last Sale	$4,400,000 (Oct 2025)
Tax Bill	$26,027 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0154-452-33-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-452-33-0000`

Interior

Stories	1 Story
Building Area	1,340 sqft Gross Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Steel Frame
Fire Resistance	Special
Lot Area	22,414 sqft (0.515 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	295 E 40TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1349
Property Category	Commercial
Property Type	Commercial > Retail > Service Station & Convenience Store
Legal Description	PTN MUSCUPIABE RANCHO LYING WITHIN NE 1/4 SEC 22 TP 1N R 4W COM AT INTERSECTION SLY LI 40TH ST WITH A LI PARALLEL WITH AND DISTANT 150 FT WLY MEAS AT R/A FROM W LI WATERMAN AVE TH N 89 DEG 49 MIN 30 SECONDS E ALG SD SLY LI 130.06 FT TH CONT ALG SD SL
Legal Range	4W
Legal Township	WP
Legal Section	22
Legal Subdivision	RANCHO MUSCUPIABE
Legal Block	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2000
Census Tract	5102

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3405 SEPULVEDA BLVD, TORRANCE, CA 90505-2606
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Grant Deed, Transfer GOLDEN BANK NA
May 30, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Apr 7, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	May 30, 2023 · Amount on Record
Deed Document Number	2025254778
Prior Transfer Date	Jun 14, 2010
Prior Transfer Doc	0000238706
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 21, 2025
Property Address	295 E 40TH ST, SAN BERNARDINO, CA 92404-1349
Document Number	0000254778
Map Reference	MB 7 PG 23
Instrument Date	Sep 4, 2025
Instrument	2025-0254778
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CALIFORNIA BEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 SEPULVEDA BLVD, TORRANCE, CA 90505-2606

Mortgage

Document Number	0000254780
Date	Oct 21, 2025
Instrument	2025-0254780

Lender

Name	GOLDEN BANK NA
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0000254782
Date	Oct 21, 2025
Instrument	2025-0254782

Lender

Name	GOLDEN BANK NA
Type	Bank
Address	HOUSTON, TX 77036

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 30, 2023
Property Address	295 E 40TH ST, SAN BERNARDINO, CA 92404-1349
Document Number	0000130120
Map Reference	MB 7 PG 23
Instrument Date	Mar 27, 2023
Instrument	2023-0130120
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1939 MONROE ST, RIVERSIDE, CA 92504-5223

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	295 E 40TH ST, SAN BERNARDINO, CA 92404-1349
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIDELITY SHERMAN OAKS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119850
Date	Apr 7, 2020
Instrument	2020-0119850

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,247,000 (+7.99%) Land $1,165,000 Building $1,082,000
2025	$26,027.00 (-16.91%)	$2,080,800 (-17.54%) Land $816,714 Building $1,264,086
2023	$31,322.00 (-0.31%)	$2,523,500 Land $1,201,700 Building $1,321,800
2022	$31,418.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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