295 E 1st St, Braidwood, IL 60408 Property Records

Will County property record for 295 E 1st St, Braidwood, IL 60408

Property Summary

Property Type	Single Family Home
Details	built 1980
Lot Size	0.47 acres (20,416 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Nov 2023)
Tax Bill	$4,136 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-24-08-405-044`

Property Details

APN / Parcel Number

Primary APN	`02-24-08-405-044`

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	20,416 sqft (0.47 acres)

Location & Zoning

Street Address	295 E 1ST ST
City	BRAIDWOOD
State	IL
Zip	60408-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PRT OF THE FOLL DESC PROPERTY, TAKEN AS A TRACT, LYG E OF A LN DRAWN FROM A PT ON THE N LN THROF THAT IS 92.20 FT W OF T
Legal Subdivision	CHICAGO WILMINGTON & VERMILLIO
Jurisdiction	WILL IL
Township / Civil Division	REED
Census Block Group	2
Census Block	2015
Census Tract	884003

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	295 E 1ST ST, BRAIDWOOD, IL 60408-1707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Nov 16, 2023	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2023 · Amount on Record
Deed Sale	Nov 16, 2023 · Amount on Record
Prior Sale	Oct 14, 2011 · Amount on Record
Deed Document Number	202360501
Prior Transfer Date	Dec 14, 2011
Prior Transfer Doc	0000004875
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	295 E 1ST ST, BRAIDWOOD, IL 60408-1707
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 E 1ST ST, BRAIDWOOD, IL 60408-1707

Mortgage

Document Number	0000071367
Date	Dec 18, 2025
Instrument	R2025071367

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 16, 2023
Property Address	295 E 1ST ST, BRAIDWOOD, IL 60408-1707
Document Number	0000060501
Instrument Date	Nov 15, 2023
Instrument	R2023060501
Transaction Type	Transfer
Record Updated	Nov 28, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	204 W FAYETTE STREET, CHANNAHON, IL 60410

Mortgage

Document Number	0000060502
Date	Nov 16, 2023
Instrument	R2023060502

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	8%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	295 E 1ST ST, BRAIDWOOD, IL 60408-1707
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082424
Date	Sep 25, 2020
Instrument	R2020082424

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Braidwood City
County	Will County
County Subdivision	Reed Township
Unified School District	Reed Custer Community Unit School District 255U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,136.00 (+26.87%)	$71,370 (+8.9%) Land $13,951 Building $57,419	$214,110 (+8.9%) Land $41,853 Building $172,257
2024		$65,537 (+23.04%) Land $12,811 Building $52,726	$196,611 (+23.04%) Land $38,433 Building $158,178
2022	$3,260.00 Homeowner's exemption	$53,265 Land $10,412 Building $42,853	$159,795 Land $31,236 Building $128,559

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAIDWOOD serves 6,194 people · EPA ID IL1970150
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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