295 E 13th St, Holland, MI 49423 Property Records

Ottawa County property record for 295 E 13th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,295 sqft · built 1941
Lot Size	0.321 acres (13,983 sqft)
Owner	Company Name on Record
Tax Bill	$4,079 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Jun 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-28-351-049`

Property Details

APN / Parcel Number

Primary APN	`70-16-28-351-049`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,295 sqft Living Area
1st Floor Area	865 sqft
Basement Area	825 sqft
Unfinished Basement	825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	132 ft deep x 106 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	295 E 13TH ST
City	HOLLAND
State	MI
Zip	49423-3716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	PART OF LOTS 8 & 9 BLK A COM 33 FT S & 3035 FT W OF SE COR OF LOT 8, TH W 106 FT, N 132 FT, E 106 FT, TH S 132 FT TO BEG BLK
Legal Range	15W
Legal Township	05N
Legal Section	28
Legal Subdivision	ORIGINAL PLAT
Legal Block	A
Legal Lot Number	8-9
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2005
Census Tract	24901

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	295 E 13TH ST, HOLLAND, MI 49423-3716
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2018	Deed of Trust, Mortgage · Line of Credit MACATAWA BANK
Jun 8, 2020	Deed of Trust, Mortgage · Line of Credit MACATAWA BANK
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MACATAWA BANK
Dec 20, 2018	Intrafamily Transfer, Transfer
Jun 26, 2017	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2013
Deed Sale	Feb 18, 2013
Prior Sale	Sep 27, 2004 · Amount on Record
Deed Document Number	20138098
Last Transfer Date	Dec 14, 2018
Transfer Doc	20180045040
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	295 E 13TH ST, HOLLAND, MI 49423-3716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180043927
Date	Dec 11, 2018
Instrument	2018-0043927

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	295 E 13TH ST, HOLLAND, MI 49423-3716
Transaction Type	Mortgage
Record Updated	Jun 24, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200022268
Date	Jun 8, 2020
Instrument	2020-0022268

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	295 E 13TH ST, HOLLAND, MI 49423-3716
Transaction Type	Mortgage
Record Updated	May 5, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200012956
Date	Apr 3, 2020
Instrument	2020-0012956

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Dec 20, 2018
Property Address	295 E 13TH ST, HOLLAND, MI 49423-3716
Document Number	20180045040
Map Reference	LB 1 PG 11
Instrument Date	Dec 14, 2018
Instrument	2018-0045040
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 E 13TH ST, HOLLAND, MI 49423-3716

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 26, 2017
Property Address	295 E 13TH ST, HOLLAND, MI 49423-3716
Document Number	20170022982
Map Reference	LB1 PG11
Instrument Date	Jun 21, 2017
Instrument	2017-0022982
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 E 12TH ST, 141, HOLLAND, MI 49423-3663

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 MEADOWBROOK AVE, HOLLAND, MI 49423-7327

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,200 (+5.26%)	$356,400 (+5.26%)
2025	$4,079.00 (+16.34%) Homeowner's exemption	$169,300 (+32.78%)	$338,600 (+32.78%)
2023		$127,500	$255,000
2022	$3,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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