Rutherford County property record for 295 Dycus Rd, Ellenboro, NC 28040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,622 sqft · built 2019 |
| Lot Size | 25.3 acres (1,103,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Aug 2015) |
| Tax Bill | $3,452 (2022) |
| Deeds & Mortgages | Nov 2018 Construction Loan Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1650827 |
| Primary APN | 1650827 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,622 sqft Heated Area |
| Basement Area | 2,152 sqft |
| Unfinished Basement | 2,152 sqft |
| Flooring | Wood |
| Year Built | Built 2019 |
|---|---|
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 1,103,810 sqft (25.3 acres) |
| Garage Area | 578 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 390 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 56464 |
|---|---|
| Street Address | 295 DYCUS RD |
| City | ELLENBORO |
| State | NC |
| Zip | 28040-8648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 25.34 AC PB36 PG120 |
| Legal Block | 1 |
| Legal Lot Number | 13A |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | COLFAX |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 961002 |
295 Dycus Rd is owned by two individuals who bought it in August 2015.
Source: Rutherford County records, as of September 13, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 455 DYCUS RD, ELLENBORO, NC 28040-9607 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2018 | Deed of Trust, Mortgage · Construction Mortgage FIFTH THIRD MORTGAGE CO |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2015 · Amount on File |
| Deed Sale | Aug 14, 2015 · Amount on File |
| Deed Document Number | 201500001429 |
| Deed Book / Page | 1110 / 665 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 295 DYCUS RD, ELLENBORO, NC 28040-8648 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020172957 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 2017/2957 |
| Instrument | 201820172957 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 370 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 295 DYCUS RD, ELLENBORO, NC 28040-8648 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020333706 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 2033/3706 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $638,700 Land $93,000 Building $545,700 | $638,700 Land $93,000 Building $545,700 | |
| 2022 | $3,452.00 | ||
| 2021 | $3,452.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 295 Dycus Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 295 Dycus Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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