Iredell County property record for 295 Dowell Rd, Olin, NC 28660 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2024 |
| Square Footage | 840 sqft Heated Area |
| Lot Size | 49,266 sqft (1.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,000 (2024) |
| Tax Bill | $854.00 (2025) |
| Primary APN | 4832-67-4713.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 840 sqft Heated Area |
| Gross Area | 1,176 sqft Gross Area |
| 1st Floor | 840 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 49,266 sqft (1.13 acres) |
| Lot Width | 169 ft Width |
| Deck Area | 336 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 80117588 |
|---|---|
| Street Address | 295 DOWELL RD |
| City | OLIN |
| State | NC |
| Zip | 28660-9316 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DOWELL SR1966 |
| Jurisdiction | IREDELL NC |
| Minor Civil Division | NEW HOPE |
| Census Blockgroup | 4 |
| Census Block | 4034 |
| Census Tract | 60901 |
Source: Iredell County records · APN 4832-67-4713.000
Assessment roll updated April 7, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 295 DOWELL RD, OLIN, NC 28660-9316 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 02, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Dec 19, 2024 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2024 · Amount on Record |
| Deed Sale | Dec 19, 2024 · Amount on Record |
| Deed Book / Page | 3106 / 66 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 295 DOWELL RD, OLIN, NC 28660-9316 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0003139387 |
|---|---|
| Date | Jun 02, 2025 |
| Book Page | 3139/387 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Dec 19, 2024 |
| Property Address | 295 DOWELL RD, OLIN, NC 28660-9316 |
| Document Number | 0000310666 |
| Book / Page | 3106 / 66 |
| Instrument Date | Dec 19, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 280, UNION GROVE, NC 28689-0280 |
| Name | Verified Name |
|---|---|
| Address | 295 DOWELL RD, OLIN, NC 28660-9316 |
| Document Number | 0000310669 |
|---|---|
| Date | Dec 19, 2024 |
| Instrument | 3106/69 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | 5-Year CMT |
| Max Rate | 11.1% |
Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $854.00 | $134,700 Land $22,960 Building $111,740 | $134,700 Land $22,960 Building $111,740 |
Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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