295 Division Ave, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 295 Division Ave, Belleville, NJ 07109

Property Summary

Property Type	Single Family Home
Details	2,458 sqft · built 1947
Lot Size	0.136 acres (5,924 sqft)
Owner	2 Individual Names on File
Last Sale	$308,000 (Jan 2012)
Tax Bill	$17,206 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-04801-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`01-04801-0000-00013`
Alternative APNs	`010040800020` `00005153`

Interior

Stories	1 Story
Building Area	2,458 sqft Living Area
1st Floor Area	2,458 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,924 sqft (0.136 acres)
Lot Dimensions	118 ft deep x 50 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	00005153
Street Address	295 DIVISION AVE
City	BELLEVILLE
State	NJ
Zip	07109-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X118.51 36.18
Legal Block	4801
Legal Lot Number	13
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	4
Census Block	4004
Census Tract	14200

Owner

295 Division Ave is owned and occupied by two individuals who bought it in January 2012.

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 DIVISION AVE, BELLEVILLE, NJ 07109-2118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage JERSEY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2012 · Amount on File
Deed Sale	Jan 31, 2012 · Amount on File
Deed Document Number	20128732
Deed Book / Page	12349 / 7415
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	295 DIVISION AVE, BELLEVILLE, NJ 07109-2118
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 DIVISION AVE, BELLEVILLE, NJ 07109-2118

Mortgage

Document Number	0000075963
Date	Aug 15, 2022
Instrument	2022075963

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	477 Months
Due	May 2, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	295 DIVISION AVE, BELLEVILLE, NJ 07109-2118
Document Number	0000111846
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	KENWORTH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	295 DIVISION AVE BELLEVILLE NJ 071092118, BELLEVILLE, NJ 07109-2118

Mortgage

Document Number	0000111846
Date	Nov 12, 2020
Instrument	111846

Lender

Name	JERSEY MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 11, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 295 Division Ave was $17,206, up 3.1% from the year before.

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,900 (-) Land $150,700 Building $263,200	$413,900 (-) Land $150,700 Building $263,200
2025	$17,206.00 (+3.08%)	$413,900 Land $150,700 Building $263,200	$413,900 Land $150,700 Building $263,200
2024	$16,692.00
2023		$413,900 Land $150,700 Building $263,200	$413,900 Land $150,700 Building $263,200
2022	$15,939.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Division Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Division Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,028 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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