Richland County property record for 295 Derrick Dr, Irmo, SC 29063 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,840 sqft Heated Area |
| Lot Size | 22,091 sqft (0.507 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $600,000 (2017) |
| Tax Bill | $5,345.00 (2025) |
| Primary APN | 02406-02-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,840 sqft Heated Area |
| Gross Area | 3,968 sqft Gross Area |
| 1st Floor | 1,824 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 22,091 sqft (0.507 acres) |
| Garage Area | 600 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Porch | Open Porch |
| Porch Area | 1,824 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 00016155 |
|---|---|
| Street Address | 295 DERRICK DR |
| City | IRMO |
| State | SC |
| Zip | 29063-8771 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 9 54X121.5X40X31.9X72.7X38.9X 45.4X92.4X15 #SU |
| Legal Subdivision | JAMES WELDON DERRICK |
| Legal Lot Number | 9,54 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | DUTCH FORK |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 10310 |
Source: Richland County records · APN 02406-02-17
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 295 DERRICK DR, IRMO, SC 29063-8771 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Jan 16, 2020 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Dec 18, 2019 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Jul 21, 2017 | Grant Deed, Transfer · Veterans Administration Mortgage ACADEMY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 21, 2017 · Amount on Record |
| Deed Sale | Jul 21, 2017 · Amount on Record |
| Deed Doc Number | 201753972 |
| Deed Book / Page | 2229 / 2288 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 295 DERRICK DR, IRMO, SC 29063-8771 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0026102901 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 2610/2901 |
| Instrument | 2021025297 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Sep 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 295 DERRICK DR, IRMO, SC 29063-8771 |
| Document Number | 2462/1248 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 295 DERRICK DR IRMO SC 290638771, IRMO, SC 29063-8771 |
| Document Number | 2462/1248 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 002462/001248 |
| Instrument | 2679 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 15, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 295 DERRICK DR, IRMO, SC 29063-8771 |
| Document Number | 2456/2412 |
| Instrument Date | Dec 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 295 DERRICK DR IRMO SC 290638771, IRMO, SC 29063-8771 |
| Document Number | 2456/2412 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 002456/002412 |
| Instrument | 94869 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 22, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 21, 2017 |
| Property Address | 295 DERRICK DR, IRMO, SC 29063-8771 |
| Document Number | 2229/2288 |
| Book / Page | 002229 / 002288 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 53972 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,220.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 295 DERRICK DR IRMO SC 290638771, IRMO, SC 29063-8771 |
| Document Number | 2229/2292 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 002229/002292 |
| Instrument | 53973 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2047 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,345.00 (+20.11%) | $690,100 (+2,775.42%) | $930,400 (+55.07%) Land $365,400 Building $565,000 |
| 2023 | $4,450.00 (-1.55%) | $24,000 (-) | $600,000 (-) |
| 2021 | $4,520.00 | $24,000 | $600,000 Land $375,000 Building $225,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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