295 Co Rd 357, Florence, AL 35633 Property Records

Lauderdale County property record for 295 Co Rd 357, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,103 sqft · built 1958
Lot Size	0.41 acres (17,860 sqft)
Owner	Company Name on Record
Last Sale	$30,000 (Dec 2021)
Tax Bill	$555 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-05-22-0-005-003-000`

Property Details

APN / Parcel Number

Primary APN	`15-05-22-0-005-003-000`
Alternative APNs	`102732` `065231` `14626`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,103 sqft Living Area
1st Floor Area	1,103 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Exterior Material	Brick/Stone
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	70 ft deep x 180 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Account Number	102732
Street Address	295 COUNTY ROAD 357
City	FLORENCE
State	AL
Zip	35633-7848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	180 X 70S (100D) PT OF NE/4 OF SW/4 SEC 22 T2S R11W .41 AC/D
Legal Range	11W
Legal Township	02S
Legal Section	22
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2002
Census Tract	11101

Owner

Source: Lauderdale County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	635 LONGSHORE DR, FLORENCE, AL 35634-2749
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK INDEPENDENT
Dec 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Deed Document Number	0202176412
Deed Book / Page	2021 / 76412
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	295 COUNTY ROAD 357, FLORENCE, AL 35633-7848
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02022/8708
Date	Feb 18, 2022
Book Page	2022/8708

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2052

Interest

Rate Type	Fixed Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Dec 7, 2021
Property Address	295 COUNTY ROAD 357, FLORENCE, AL 35633-7848
Document Number	2021/76412
Book / Page	2021 / 76412
Map Reference	MB 4 PG 74
Instrument Date	Dec 6, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 N BROADWAY ST, FLORENCE, AL 35630-2871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 LONGSHORE DR, FLORENCE, AL 35634-2744
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$555.00 (+3.35%)	$14,440 (+3.59%)	$72,240 (+3.67%) Land $7,400 Building $64,840
2024	$537.00 (+5.71%)	$13,940 (+956.06%) Land $1,440 Building $12,500	$69,680 (+6.35%) Land $7,200 Building $62,480
2023	$508.00 (+15.72%)	$1,320 (-88.15%) Land $1,320	$65,520 (+17.63%) Land $6,600 Building $58,920
2022	$439.00	$11,140	$55,700 Land $7,600 Building $48,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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