295 Cloverleaf Ct, Dekalb, IL 60115 Property Records

DeKalb County property record for 295 Cloverleaf Ct, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$266,000 (Jul 2021)
Tax Bill	$6,872 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-21-302-016`

Property Details

APN / Parcel Number

Primary APN	`08-21-302-016`

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	120 ft deep x 75 ft wide

Location & Zoning

Account Number	0821302016
Street Address	295 CLOVERLEAF CT
City	DEKALB
State	IL
Zip	60115-8575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 147 - DEVONAIRE FARMS SUBDIVISION - UNIT 1
Legal Subdivision	DEVONAIRE FARMS SUBDIVISION
Legal Lot Number	147
Legal Unit	1
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	4
Census Block	4010
Census Tract	1400

Owner

Source: DeKalb County records · APN 08-21-302-016

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	295 CLOVERLEAF CT, DEKALB, IL 60115-8575
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	May 08, 2014 · Amount on Record
Deed Document Number	20219787
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 28, 2021
Property Address	295 CLOVERLEAF CT, DEKALB, IL 60115-8575
Document Number	0000009787
Map Reference	DOC 2002021981
Instrument Date	Jul 26, 2021
Instrument	2021009787
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 CLOVERLEAF CT, DEKALB, IL 60115-8575

Mortgage

Document Number	0000009788
Date	Jul 28, 2021
Instrument	2021009788

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,464 (+25.6%) Land $13,601 Building $80,863	$283,392 (+25.6%) Land $40,803 Building $242,589
2024	$6,872.00
2023		$75,212 Land $10,829 Building $64,383	$225,636 Land $32,487 Building $193,149

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), as of January 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170370014004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1980–2013)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 166 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0370100, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DEKALB serves 40,290 people
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.