295 Chickadee Ln, Lugoff, SC 29078 Property Records

Kershaw County property record for 295 Chickadee Ln, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	1,915 sqft · built 2002
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Feb 2020)
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`336-03-00-046-SFL`

Property Details

APN / Parcel Number

Primary APN	`336-03-00-046-SFL`
Alternative APN	`38089`

Interior

Stories	1 Story
Building Area	1,915 sqft Gross Area
Gross Area	1,311 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Vinyl
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	388 sqft
Porch	Porch
Porch Area	96 sqft
Deck Area	120 sqft

Location & Zoning

Account Number	38089
Old Parcel Number	336-03-00-046 SFL
Street Address	295 CHICKADEE LN
City	LUGOFF
State	SC
Zip	29078-8847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	HAIGS RIDGE SUBDIV LOT 46
Legal Subdivision	HAIGS RIDGE SUBDIV
Legal Lot Number	46
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1021
Census Tract	970906

Owner

295 Chickadee Ln is owned and occupied by two individuals who bought it in February 2020.

Source: Kershaw County records, as of November 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	295 CHICKADEE LN, LUGOFF, SC 29078-8847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Grant Deed, Transfer GUILD MTG
Jan 26, 2018	Grant Deed, Transfer · VA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2020 · Amount on File
Deed Sale	Feb 24, 2020 · Amount on File
Prior Sale	Apr 30, 2008 · Amount on File
Deed Document Number	0004173265
Deed Book / Page	4173 / 265
Record Updated	Jun 8, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Feb 24, 2020
Property Address	295 CHICKADEE LN, LUGOFF, SC 29078-8847
Document Number	0000001637
Book / Page	004173 / 000265
Instrument Date	Feb 24, 2020
Instrument	1637
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	295 CHICKADEE LN LUGOFF SC 290788847, LUGOFF, SC 29078-8847

Mortgage

Document Number	1638
Date	Feb 24, 2020
Book Page	004173/000267
Instrument	1638

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 26, 2018
Property Address	295 CHICKADEE LN, LUGOFF, SC 29078-8847
Document Number	0000000632
Book / Page	003809 / 000079
Instrument Date	Jan 26, 2018
Instrument	632
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$463.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	295 CHICKADEE LN LUGOFF SC 290788847, LUGOFF, SC 29078-8847

Mortgage

Document Number	633
Date	Jan 26, 2018
Book Page	003809/000082
Instrument	633

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 295 Chickadee Ln was $1,030.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,030.00	$155,100 Land $20,000 Building $135,100	$155,100
2023	$913.00	$140,100 Land $20,000 Building $120,100	$140,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Chickadee Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Chickadee Ln is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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