295 Chamness Rd, Elkville, IL 62932 Property Records

Jackson County property record for 295 Chamness Rd, Elkville, IL 62932

Property Summary

Property Type	Single Family Home
Lot Size	9.18 acres (399,881 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Oct 2017 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-13-400-023`

Property Details

APN / Parcel Number

Primary APN	`04-13-400-023`
Alternative APN	`04-13-400-023-0040`

Exterior

Lot Area	399,881 sqft (9.18 acres)

Location & Zoning

Street Address	295 CHAMNESS RD
City	ELKVILLE
State	IL
Zip	62932-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE 1/4 SE 1/4 9.18 PL AC AC. 13-7-2 980/58 2020R002742
Jurisdiction	JACKSON IL
Township / Civil Division	VERGENNES
Census Block Group	2
Census Block	2089
Census Tract	10200

Owner

295 Chamness Rd is owned and occupied by two individuals.

Source: Jackson County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 CHAMNESS RD, ELKVILLE, IL 62932-2422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2017	Deed of Trust, Mortgage FIRST NATIONAL BANK OF AVA
Jun 17, 2020	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BK
Jun 16, 2020	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	295 CHAMNESS RD, ELKVILLE, IL 62932-2422
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004863
Date	Oct 19, 2017
Instrument	2017R004863

Lender

Name	FIRST NATIONAL BANK OF AVA
Type	Bank
Address	AVA, IL 62907

Agreement

Amount	Amount on Record
Term	96 Months
Due	Oct 15, 2025

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IL
Recording Date	Jun 17, 2020
Property Address	295 CHAMNESS RD, ELKVILLE, IL 62932-2422
Document Number	0000002742
Instrument Date	Jun 16, 2020
Instrument	2742
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	JACKSON COUNTY ABSTRACT, JACKSON CNTY ABS

Transaction

Amount	Amount on Record
Tax	$75.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	295 CHAMNESS RD ELKVILLE IL 629322422, ELKVILLE, IL 62932-2422

Mortgage

Document Number	2744
Date	Jun 17, 2020
Instrument	2744

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	295 CHAMNESS RD, ELKVILLE, IL 62932-2422
Document Number	0000002744
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	JACKSON COUNTY ABSTRACT, JACKSON CNTY ABS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	295 CHAMNESS RD ELKVILLE IL 629322422, ELKVILLE, IL 62932-2422

Mortgage

Document Number	0000002744
Date	Jun 17, 2020
Instrument	2744

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jackson County
County Subdivision	Vergennes Township
Unified School District	Elverado Community Unit School District 196 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$34,441 Land $10,643 Building $23,798	$103,323 Land $31,929 Building $71,394
2022	Homeowner's exemption	$25,321 Land $7,825 Building $17,496	$75,963 Land $23,475 Building $52,488

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 295 Chamness Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 11, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Chamness Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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