295 Cerro Dr, Daly City, CA 94015 Property Records

San Mateo County property record for 295 Cerro Dr, Daly City, CA 94015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,860 sqft · built 1995
Lot Size	0.078 acres (3,414 sqft)
Owner	Individual Name on File
Last Sale	$1,610,000 (Mar 2025)
Tax Bill	$15,733 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-561-530`

Property Details

APN / Parcel Number

Primary APN	`008-561-530`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	940 sqft
2nd Floor Area	920 sqft
Basement Area	460 sqft
Family Room	Family Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	3,414 sqft (0.078 acres)
Garage Type	Basement
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	295 CERRO DR
City	DALY CITY
State	CA
Zip	94015-4084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD0000
Legal Description	LOT 29 & PTN OF LOT A TRADITIONS RSM 124/39-42
Legal Subdivision	TRADITIONS
Legal Lot Number	29,A
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1000
Census Tract	601502

Owner

295 Cerro Dr is owned and occupied by an individual who bought it in March 2025.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	295 CERRO DR, DALY CITY, CA 94015-4084
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jun 6, 2019	Deed of Trust, Mortgage · ARM CITIBANK NA
Dec 1, 2017	Grant Deed, Transfer · ARM TECHNOLOGY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2025 · Amount on File
Deed Sale	Mar 24, 2025 · Amount on File
Prior Sale	Dec 1, 2017 · Amount on File
Deed Document Number	202513238
Prior Transfer Date	Sep 13, 2001
Prior Transfer Doc	0000154445
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	295 CERRO DR, DALY CITY, CA 94015-4084
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 CERRO DR, DALY CITY, CA 94015-4084

Mortgage

Document Number	0000049022
Date	Mar 26, 2021
Instrument	2021-049022

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	295 CERRO DR, DALY CITY, CA 94015-4084
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043019
Date	Jun 6, 2019
Instrument	2019-043019

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 1, 2017
Property Address	295 CERRO DR, DALY CITY, CA 94015-4084
Document Number	0000107815
Instrument Date	Nov 13, 2017
Instrument	2017-107815
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	295 CERRO DR, DALY CITY, CA 94015-4084

Mortgage

Document Number	0000107816
Date	Dec 1, 2017
Instrument	2017-107816

Lender

Name	TECHNOLOGY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	10%
Index	1-Year LIBOR
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 295 Cerro Dr was $15,733 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Daly City
Elementary School District	Jefferson Elementary School District (KG - 08)
Secondary School District	Jefferson Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,642,200 (+24.42%) Land $1,045,500 Building $596,700
2025	$15,733.00	$1,319,875 Land $628,078 Building $691,797
2023	$15,345.00 (+3.76%)	$1,268,625 Land $603,690 Building $664,935	$1,268,190
2022	$14,789.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Cerro Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 295 Cerro Dr, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DALY CITY serves 102,593 people · EPA ID CA4110013
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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