295 Cartref Rd, Etters, PA 17319 Property Records

York County property record for 295 Cartref Rd, Etters, PA 17319

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1978
Lot Size	0.392 acres (17,076 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Aug 2021)
Tax Bill	$3,671 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-000-06-0165.00-00000`

Property Details

APN / Parcel Number

Primary APN	`39-000-06-0165.00-00000`
Alternative APNs	`3900000601650000000` `391084600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	1,132 sqft
Basement Area	528 sqft
Finished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable
Lot Area	17,076 sqft (0.392 acres)
View / Lot	Major Street/Thoroughfare
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	295 CARTREF RD
City	ETTERS
State	PA
Zip	17319-8807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Jurisdiction	YORK PA
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2011
Census Tract	20921

Owner

Source: York County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	295 CARTREF RD, ETTERS, PA 17319-8807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Special Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC
May 26, 2020	Deed of Trust, Mortgage · Line of Credit AMERICHOICE FCU
Feb 27, 2019	Deed of Trust, Mortgage AMERICHOICE FCU
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICHOICE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Oct 24, 1997 · Amount on Record
Deed Document Number	202153587
Deed Book / Page	2675 / 4224
Record Updated	Oct 29, 2026

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	YORK PA
Recording Date	Aug 26, 2021
Property Address	295 CARTREF RD, ETTERS, PA 17319-8807
Document Number	0000053587
Book / Page	2675 / 4224
Instrument Date	Aug 26, 2021
Instrument	2021053587
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	BANISTERS LAND ABSTRACT, BARRISTERS LAND ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	295 CARTREF RD, ETTERS, PA 17319-8807

Mortgage

Document Number	0000053588
Date	Aug 26, 2021
Instrument	2021053588

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	295 CARTREF RD, ETTERS, PA 17319-8807
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022289
Date	May 26, 2020
Book Page	2574/81
Instrument	2020022289

Lender

Name	AMERICHOICE FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17050

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	295 CARTREF RD, ETTERS, PA 17319-8807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007769
Date	Feb 27, 2019
Book Page	2507/3912
Instrument	2019007769

Lender

Name	AMERICHOICE FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17050

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Feb 28, 2029

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	295 CARTREF RD, ETTERS, PA 17319-8807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018632
Date	Apr 30, 2020
Book Page	2570/2166
Instrument	2020018632

Lender

Name	AMERICHOICE FCU
Type	Credit Union
Address	MOUNT HOLLY SPRINGS, PA 17065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
County Subdivision	Newberry Township
Unified School District	West Shore School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,671.00 (-19.97%)	$126,700 (-) Land $34,920 Building $91,780
2024	$4,587.00	$126,700 Land $34,920 Building $91,780
2006			$126,700 Land $34,920 Building $91,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA NEWBERRY SYSTEM private · serves 6,480 people · EPA ID PA7670061
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Upward Broadband, Xfinity.

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