295 Carden Gap Rd, Heiskell, TN 37754 Property Records

Anderson County property record for 295 Carden Gap Rd, Heiskell, TN 37754

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,400 sqft · built 2000
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jul 2026)
Tax Bill	$997 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`045-056.03`

Property Details

APN / Parcel Number

Primary APN	`045-056.03`
Alternative APNs	`01045 045 056.03 000` `0104504505603` `001045 05603`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	2,072 sqft
1st Floor Area	1,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	57,935 sqft (1.33 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	84 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	295 CARDEN GAP RD
City	HEISKELL
State	TN
Zip	37754-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARTON SUB PB: 6 PG: 90B LOT: 1
Legal Subdivision	PARTON SUB
Legal Lot Number	1
Jurisdiction	ANDERSON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3001
Census Tract	20901

Owner

Source: Anderson County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2884 HINDS CREEK RD, HEISKELL, TN 37754-3337
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage EMPLOYEES CREDIT UNION
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit Y-12 FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	Jun 8, 2005 · Amount on Record
Deed Document Number	202640246
Deed Book / Page	1897 / 1346
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDERSON TN
Recording Date	Jul 29, 2026
Property Address	295 CARDEN GAP RD, HEISKELL, TN 37754-3122
Document Number	0000040246
Book / Page	1897 / 1346
Instrument Date	Jul 28, 2026
Instrument	202640246
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	7 TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130,795.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2884 HINDS CREEK RD, HEISKELL, TN 37754-3337

Mortgage

Document Number	0000040247,
Date	Jul 29, 2026
Instrument	202640247

Lender

Name	EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	8%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	295 CARDEN GAP RD, HEISKELL, TN 37754-3122
Transaction Type	Mortgage
Record Updated	Dec 29, 2025
Title Company	7 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018792258
Date	Dec 15, 2025
Book Page	1879/2258
Instrument	25014190

Lender

Name	Y-12 FCU
Type	Credit Union
Address	OAK RIDGE, TN 37830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Anderson County
Unified School District	Anderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$997.00 (+4.18%)	$66,325 (+82.21%) Land $7,775 Building $58,550	$265,300 (+82.21%) Land $31,100 Building $234,200
2024	$957.00
2023		$36,400 Land $3,925 Building $32,475
2020			$145,600 Land $15,700 Building $129,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Apr 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HALLSDALE-POWELL U.D. serves 84,315 people · EPA ID TN0000280
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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