295 Canopy Rd, Monticello, FL 32344 Property Records

Jefferson County property record for 295 Canopy Rd, Monticello, FL 32344

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,842 sqft · built 1997
Lot Size	5.36 acres (233,917 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jun 2017)
Tax Bill	$3,349 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-1N-3E-0710-0000-0050`

Property Details

APN / Parcel Number

Primary APN	`12-1N-3E-0710-0000-0050`
Alternative APN	`2763`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,842 sqft Base Area
1st Floor Area	2,394 sqft
2nd Floor Area	468 sqft
Upper Floors Area	648 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2015
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	233,917 sqft (5.36 acres)
Garage Area	576 sqft
Porch	Open Porch
Porch Area	1,212 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	295 CANOPY RD
City	MONTICELLO
State	FL
Zip	32344-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.37 ACRES LOT 5 AVENUE OF THE OAKS PLAT BK B P 60 & OR 375/212 & 742/307
Legal Range	03E
Legal Township	01N
Legal Section	12
Legal Subdivision	AVENUE OF THE OAKS
Legal Lot Number	5
Jurisdiction	JEFFERSON FL
Township / Civil Division	MONTICELLO
Census Block Group	3
Census Block	3020
Census Tract	250104

Owner

295 Canopy Rd is owned and occupied by two individuals who bought it in June 2017.

Source: Jefferson County records, as of December 12, 2025

Owner of Record	2 Individual Names on File
Mailing Address	295 CANOPY RD, MONTICELLO, FL 32344-6209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017 · Amount on File
Deed Sale	Jun 23, 2017 · Amount on File
Deed Document Number	201733001525
Deed Book / Page	0742 / 0307
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	Jun 23, 2017
Property Address	295 CANOPY RD, MONTICELLO, FL 32344-6209
Document Number	0007420307
Book / Page	000742 / 000307
Instrument Date	Jun 19, 2017
Instrument	33001525
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	295 CANOPY RD MONTICELLO FL 323446209, MONTICELLO, FL 32344-6209

Mortgage

Document Number	7420308
Date	Jun 23, 2017
Book Page	000742/000308
Instrument	33001526

Lender

Name	FIRST CMRC CU
Type	Credit Union
Address	TALLAHASSEE, FL 32317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 295 Canopy Rd was $3,349 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,349.00 Homeowner's exemption	$266,210 (-13.53%)	$419,536 (+0.81%) Land $56,385 Building $363,151
2024	$3,349.00 (-8.62%) Homeowner's exemption	$307,868 (+2.35%)	$416,164 (-0.16%) Land $42,960 Building $373,204
2023	$3,665.00 (+8.34%) Homeowner's exemption	$300,790 (+7.83%)	$416,820 (+8.32%) Land $42,960 Building $373,860
2022	$3,383.00 Homeowner's exemption	$278,958	$384,802 Land $42,960 Building $341,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Canopy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Canopy Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COMMUNITIES WATER SYSTEM private · serves 2,649 people · EPA ID FL1330748
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1