Anne Arundel County property record for 295 Broadwater Rd, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,144 sqft · built 1956 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,800 (Oct 2023) |
| Tax Bill | $4,057 (2025) |
| Deeds & Mortgages | Oct 2023 Sale Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-899-20051300 |
| Primary APN | 03-899-20051300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 1,304 sqft |
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 89920051300 |
|---|---|
| Street Address | 295 BROADWATER RD |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 20 WINDSOR FOREST |
| Legal Subdivision | WINDSOR FOREST |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 731104 |
295 Broadwater Rd is owned and occupied by two individuals who bought it in October 2023.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 295 BROADWATER RD, ARNOLD, MD 21012-1348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2023 | Deed, Transfer |
| Jan 24, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2023 · Amount on File |
| Deed Sale | Oct 17, 2023 · Amount on File |
| Prior Sale | Feb 15, 1995 · Amount on File |
| Deed Book / Page | 40005 / 392 |
| Prior Transfer Date | Jul 12, 2019 |
| Prior Transfer Doc | 0341160201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 17, 2023 |
| Property Address | 295 BROADWATER RD, ARNOLD, MD 21012-1348 |
| Document Number | 0400050392 |
| Book / Page | 40005 / 392 |
| Instrument Date | Oct 9, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $9.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 295 BROADWATER RD, ARNOLD, MD 21012-1348 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 24, 2020 |
| Property Address | 295 BROADWATER RD, ARNOLD, MD 21012-1348 |
| Document Number | 0341160201 |
| Book / Page | 34116 / 201 |
| Map Reference | MB 24 FO 16 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | THE ATLANTIC TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 295 BROADWATER RD, ARNOLD, MD 21012-1348 |
| Document Number | 34116205 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 34116/205 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 175 Months |
| Due | Aug 1, 2034 |
The 2025 property tax bill for 295 Broadwater Rd was $4,057, up 2.7% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $334,133 (+2.98%) | $343,800 (-) Land $236,700 Building $107,100 | |
| 2025 | $4,057.00 (+2.73%) | $324,467 | $343,800 Land $236,700 Building $107,100 |
| 2024 | $3,949.00 (+101.38%) | ||
| 2023 | $1,961.00 Homeowner's exemption | $298,600 | $314,800 Land $236,700 Building $78,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 295 Broadwater Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 Broadwater Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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