295 Bon Air Ave, Elyria, OH 44035 Property Records

Lorain County property record for 295 Bon Air Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 754 sqft · built 1962
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$24,200 (Jun 2013)
Tax Bill	$1,645 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-022-108-002`

Property Details

APN / Parcel Number

Primary APN	`06-25-022-108-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	754 sqft Living Area
1st Floor Area	754 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	140 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	295 BON AIR AVE
City	ELYRIA
State	OH
Zip	44035-4115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY FARMS ALLOT 44 X 140
Legal Subdivision	CITY FARMS ALLOTMENT
Legal Tract	25
Legal Block	108
Legal Lot Number	5
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1003
Census Tract	70700

Owner

295 Bon Air Ave is owned and occupied by an individual who acquired it in November 2020.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	295 BON AIR AVE, ELYRIA, OH 44035-4115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Warranty Deed, Transfer · FHA Mortgage PREMIUM SEC INC
Apr 26, 2019	Deed of Trust, Mortgage · Conventional with PMI HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2013 · Amount on File
Deed Sale	Jun 19, 2013 · Amount on File
Prior Sale	Jun 19, 2013 · Amount on File
Deed Document Number	0000466427
Last Transfer Date	Nov 30, 2020
Transfer Doc	0000791127
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 30, 2020
Property Address	295 BON AIR AVE, ELYRIA, OH 44035-4115
Document Number	0000791127
Instrument Date	Nov 23, 2020
Instrument	791127
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	ERIEVIEW TITLE AGENCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 BON AIR AVE ELYRIA OH 440354115, ELYRIA, OH 44035-4115

Mortgage

Document Number	791128
Date	Nov 30, 2020
Instrument	791128

Lender

Name	PREMIUM SEC INC
Address	HENDERSON, NV 89014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	295 BON AIR AVE, ELYRIA, OH 44035-4115
Document Number	0000713042
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 BON AIR AVE ELYRIA OH 440354115, ELYRIA, OH 44035-4115

Mortgage

Document Number	0000713042
Date	May 1, 2019
Instrument	713042

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 30, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 295 Bon Air Ave was $1,645.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,645.00	$33,270 (+0.01%) Land $10,860 Building $22,410	$95,050 (-) Land $31,020 Building $64,030
2024	$1,645.00 (+25.76%)	$33,268 (+41.99%) Land $10,857 Building $22,411	$95,050 (+41.99%) Land $31,020 Building $64,030
2023	$1,308.00 (-2.1%)	$23,429 (%) Land $8,687 Building $14,742	$66,940 Land $24,820 Building $42,120
2022	$1,336.00	$23,430 Land $8,690 Building $14,740
2021			$66,940 Land $24,820 Building $42,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Bon Air Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 295 Bon Air Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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