295 Bethany Dr, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 295 Bethany Dr, Scotts Valley, CA 95066

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,755 sqft · built 1979
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Trust Names on File
Last Sale	$810,000 (May 2020)
Tax Bill	$11,135 (2025)
Deeds & Mortgages	May 2026 Sale Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023-082-19`

Property Details

APN / Parcel Number

Primary APN	`023-082-19`
Alternative APN	`023-082-19-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,755 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,193 sqft (0.234 acres)
Terrain	Steep
Deck Area	541 sqft
Patio Area	541 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	295 BETHANY DR
City	SCOTTS VALLEY
State	CA
Zip	95066-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BETHANY PARK ASSEMBLIES/GOD CAMP
Legal Lot Number	92
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	120902

Owner

295 Bethany Dr is owner-occupied and held in a trust since May 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	295 BETHANY DR, SCOTTS VALLEY, CA 95066-2804
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 22, 2020	Grant Deed, Transfer · Conventional Mortgage ALLY BANK
Sep 10, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2020 · Amount on File
Deed Sale	May 22, 2020 · Amount on File
Prior Sale	Jun 24, 2008 · Amount on File
Deed Document Number	202017685
Prior Transfer Date	May 19, 1998
Prior Transfer Doc	0000030393
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 6, 2026
Property Address	295 BETHANY DR, SCOTTS VALLEY, CA 95066-2804
Document Number	0000010241
Instrument Date	Apr 20, 2026
Instrument	202610241
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	295 BETHANY DR, SCOTTS VALLEY, CA 95066-2804

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	295 BETHANY DR, SCOTTS VALLEY, CA 95066-2804
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	SPRUCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 BETHANY DR, SCOTTS VALLEY, CA 95066-2804

Mortgage

Document Number	0000019989
Date	Apr 6, 2021
Instrument	2021-0019989

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 22, 2020
Property Address	295 BETHANY DR, SCOTTS VALLEY, CA 95066-2804
Document Number	0000017685
Map Reference	MB 28 PG 1
Instrument Date	May 11, 2020
Instrument	2020-0017685
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	295 BETHANY DR, SCOTTS VALLEY, CA 95066-2804

Mortgage

Document Number	0000017686
Date	May 22, 2020
Instrument	2020-0017686

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	295 BETHANY DR, SCOTTS VALLEY, CA 95066-2804
Document Number	0000027991
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 BETHANY DR SCOTTS VALLEY CA 950662804, SCOTTS VALLEY, CA 95066-2804

Mortgage

Document Number	0000027991
Date	Sep 18, 2019
Instrument	27991

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 295 Bethany Dr was $11,135, up 6.6% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$903,570 (+2%) Land $554,413 Building $349,157
2025	$11,135.00 (+6.65%) Homeowner's exemption	$885,853 Land $543,542 Building $342,311
2024	$10,441.00 (+2.36%)
2023	$10,200.00 (+2.03%) Homeowner's exemption	$851,455 Land $522,436 Building $329,019	$1,018,530
2022	$9,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Bethany Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Bethany Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cruzio, Verizon.

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