295 Bayside Dr, Clearwater, FL 33767 Property Records

Pinellas County property record for 295 Bayside Dr, Clearwater, FL 33767

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,717 sqft · built 1985
Lot Size	0.246 acres (10,716 sqft)
Owner	Individual Name on Record
Last Sale	$4,550,000 (Apr 2026)
Tax Bill	$77,604 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-744-5780-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-744-5780-5`
Alternative APNs	`08-29-15-04968-000-0050` `291508049680000050` `152908049680000050` `R86864`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	4,717 sqft Living Area
Gross Area	6,712 sqft
1st Floor Area	2,577 sqft
Upper Floors Area	2,140 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,716 sqft (0.246 acres)
Lot Dimensions	120 ft deep x 101 ft wide
View / Lot	Intracoastal
Garage Type	Attached
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,075 sqft
Deck Area	250 sqft
Patio Area	250 sqft
Loading Dock	935 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat Access	Boat Access
Boat House	736 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R86864
Street Address	295 BAYSIDE DR
City	CLEARWATER BEACH
State	FL
Zip	33767-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYSIDE SUB NO. 4 LOT 5
Legal Range	15E
Legal Township	29S
Legal Section	8
Legal Subdivision	BAYSIDE SUB NO. 4
Legal Tract	4968
Legal Lot Number	5
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2001
Census Tract	26003

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	295 BAYSIDE DR, CLEARWATER BEACH, FL 33767-2504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Apr 6, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Jan 17, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST
Jan 4, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Jan 17, 2023 · Amount on Record
Deed Document Number	202691996
Deed Book / Page	23513 / 1478
Prior Transfer Date	Dec 21, 2022
Prior Transfer Doc	0223070005
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 6, 2026
Property Address	295 BAYSIDE DR, CLEARWATER BEACH, FL 33767-2504
Document Number	0000091996
Book / Page	23513 / 1478
Instrument Date	Apr 2, 2026
Instrument	202691996
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	TITLE AGENCY OF AMERICA, TITLE AGENCY OF FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,216,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 BAYSIDE DR, CLEARWATER BEACH, FL 33767-2504

Mortgage

Document Number	0000091997,
Date	Apr 6, 2026
Instrument	202691997

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 6, 2026
Property Address	295 BAYSIDE DR, CLEARWATER, FL 33767-2504
Document Number	0235131478
Book / Page	23513 / 1478
Instrument Date	Apr 2, 2026
Instrument	202691996
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	TITLE OF FLORIDA, TITLE AGENCY OF FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,216,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 BAYSIDE DR, CLEARWATER, FL 33767-2504

Mortgage

Document Number	0000091997,
Date	Apr 6, 2026
Instrument	202691997

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 17, 2023
Property Address	295 BAYSIDE DR, CLEARWATER, FL 33767-2504
Document Number	0223170742
Book / Page	22317 / 742
Map Reference	MB 32 PG 68&69
Instrument Date	Jan 10, 2023
Instrument	2023010927
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3604, LAKELAND, FL 33802-3604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 BAYSIDE DR, CLEARWATER, FL 33767-2504

Mortgage

Document Number	0022317744
Date	Jan 17, 2023
Instrument	22317/744

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Feb 1, 2028
Change Frequency	5 Years
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	5-Year TN
Max Rate	7.25%

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 4, 2023
Property Address	295 BAYSIDE DR, CLEARWATER, FL 33767-2504
Document Number	0223070005
Book / Page	22307 / 5
Map Reference	MB 32 PG 68&69
Instrument Date	Dec 21, 2022
Instrument	2023001334
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5446 BROOKLINE DR, ORLANDO, FL 32819-4011

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$77,604.00 (+8.98%)	$4,010,106 (+20.45%) Land $2,261,262 Building $1,748,844	$4,010,106 (+20.45%) Land $2,261,262 Building $1,748,844
2024	$71,208.00 (+10.96%)
2023	$64,176.00 (+37.36%)	$3,329,297 (+16.2%)	$3,329,297 (+16.2%) Land $2,142,310 Building $1,186,987
2022	$46,720.00	$2,865,162	$2,865,162 Land $1,871,794 Building $993,368

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 218 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	942 units insured incl. 724 condo units
Nearby Flood Claims	185 (2007–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Sep 2024 · 173 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Bayside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures