295 Bay Dr, Sagle, ID 83860 Property Records

Bonner County property record for 295 Bay Dr, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,159 sqft · built 2021
Lot Size	0.276 acres (12,023 sqft)
Owner	2 Individual Names on File
Last Sale	$372,600 (Oct 2018)
Tax Bill	$5,184 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP000360020020A`

Property Details

APN / Parcel Number

Primary APN	`RP000360020020A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,159 sqft Finished Area
1st Floor Area	2,687 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,023 sqft (0.276 acres)
Lot Width	54 ft Width
Garage Type	Built-in
Boat Access	Boat Access
Boat House	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	295 BAY DR
City	SAGLE
State	ID
Zip	83860-8819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Rec
Legal Description	33-57N-1W BOTTLE BAY TRACTS BLK 2 LOT 2
Legal Range	01W
Legal Township	57N
Legal Section	33
Legal Subdivision	BOTTLE BAY TRACTS
Legal Block	2
Legal Lot Number	2
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1009
Census Tract	950901

Owner

295 Bay Dr is owned by two individuals who bought it in October 2018.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16071 W EAGLE RIDGE DR, SURPRISE, AZ 85374-5120
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 11, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on File
Deed Sale	Oct 11, 2018 · Amount on File
Deed Document Number	2018929345
Prior Transfer Date	Jan 16, 2008
Prior Transfer Doc	744947
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	295 BAY DR, SAGLE, ID 83860-8819
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	984538
Date	Jun 7, 2021
Instrument	984538

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Oct 11, 2018
Property Address	295 BAY DR, SAGLE, ID 83860-8819
Document Number	929345
Map Reference	MB2 PG9
Instrument Date	Oct 8, 2018
Instrument	929345
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16071 W EAGLE RIDGE DR, SURPRISE, AZ 85374-5120
Investor	Possibly a Property Investor

Mortgage

Document Number	929346
Date	Oct 11, 2018
Instrument	929346

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 295 Bay Dr was $5,184.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,184.00	$1,150,058 (-0.26%) Land $577,130 Building $572,928	$1,150,058 (-0.26%) Land $577,130 Building $572,928
2025	$5,184.00	$1,153,038 Land $577,130 Building $575,908	$1,153,038 Land $577,130 Building $575,908
2023	$4,372.00	$917,122 Land $528,184 Building $388,938	$917,122 Land $528,184 Building $388,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Bay Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Bay Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Kaniksu Internet Fixed Wireless	100 / 30
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bay Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures