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295 Basham Ln, Cecilia, KY 42724 Property Records

Hardin County property record for 295 Basham Ln, Cecilia, KY 42724

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,296 sqft · built 1978
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$85,000 (Jun 2001)
Tax Bill$2,408 (2025)
Deeds & MortgagesJul 2019 Refinance
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN103-00-00-010

Property Details

APN / Parcel Number

Primary APN103-00-00-010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,296 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleRanch
Exterior MaterialBrick
Lot Area87,120 sqft (2 acres)
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces
Patio Area48 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address295 BASHAM LN
CityCECILIA
StateKY
Zip42724-9711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY/MUNI/TWP:HARDIN CO (NOT CITY LIMITS)
JurisdictionHARDIN KY
Township / Civil DivisionCECILIA
Census Block Group1
Census Block1005
Census Tract1701

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address295 BASHAM LN, CECILIA, KY 42724-9711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS UNION BANK
Jan 25, 2018Deed of Trust, Mortgage
CITIZENS-UNION SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2001 · Amount on Record
Deed SaleJun 21, 2001 · Amount on Record
Deed Document Number0001001590
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address295 BASHAM LN, CECILIA, KY 42724-9711
Transaction TypeMortgage
Record UpdatedAug 14, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2275/475
DateJul 26, 2019
Book Page2275/475
Instrument20190-00009652
Lender
NameCITIZENS UNION BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueAug 1, 2029

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address295 BASHAM LN, CECILIA, KY 42724-9711
Transaction TypeMortgage
Record UpdatedFeb 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 010543240009
DateJan 25, 2018
Book Page0000002222/0000000585
Instrument010543240009
Lender
NameCITIZENS-UNION SAVINGS BANK
Agreement
AmountAmount Recorded
Term120 Months
DueJan 1, 2028

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,408.00 (+51.16%)$253,600 (+55.58%) Land $22,000 Building $231,600$253,600 (+55.58%) Land $22,000 Building $231,600
2023$163,000 Land $11,500 Building $151,500$163,000 Land $11,500 Building $151,500
2021$1,593.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #2
serves 76,326 people · EPA ID KY0470175
Water SourceSurface water
Last State InspectionSep 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Windstream
DSL		100 / 20
Verizon
Fixed Wireless		25 / 6

May also be available: Xfinity.

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