295 Avery Meadows Dr, Smithfield, NC 27577 Property Records

Johnston County property record for 295 Avery Meadows Dr, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,168 sqft · built 2022
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Feb 2026)
Tax Bill	$2,270 (2026)
Deeds & Mortgages	Nov 2024 Line of Credit Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15H06016S`

Property Details

APN / Parcel Number

Primary APN	`15H06016S`
Alternative APNs	`2000231234` `2000222074` `2000275612`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,168 sqft Living Area
Gross Area	2,850 sqft
1st Floor Area	1,468 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	122 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000275612
Street Address	295 AVERY MEADOWS DR
City	SMITHFIELD
State	NC
Zip	27577-3358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 40 AVERY MEADOWS 93/445
Legal Subdivision	AVERY MEADOWS SUBDIVISION
Legal Lot Number	40
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	4
Census Block	4002
Census Tract	40905

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	295 AVERY MEADOWS DR, SMITHFIELD, NC 27577-3358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2024	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 19, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 22, 2023	Warranty Deed, Transfer
Mar 3, 2022	Warranty Deed, Transfer · Construction Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Jun 22, 2023 · Amount on Record
Deed Document Number	20264993
Deed Book / Page	7053 / 711
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	295 AVERY MEADOWS DR, SMITHFIELD, NC 27577-3358
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	OS NATIONAL LLC, OS NATIONAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15771 RED HILL AVE 100, 100, TUSTIN, CA 92780-7333
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034500
Date	Nov 12, 2024
Book Page	DEED6776/330
Instrument	2024034500

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	550 S TRYON ST # 55, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Feb 19, 2026
Property Address	295 AVERY MEADOWS DR, SMITHFIELD, NC 27577-3358
Document Number	0000004993
Book / Page	DEED7053 / 711
Map Reference	MB 93 PG 445-448
Instrument Date	Feb 10, 2026
Instrument	2026004993
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	MAINSTAY NATIONAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15771 RED HILL AVE # AVE100, AVE100, TUSTIN, CA 92780-7333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 AVERY MEADOWS DR, SMITHFIELD, NC 27577-3358

Mortgage

Document Number	0000004994
Date	Feb 19, 2026
Instrument	2026004994

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	5 Years
Min Rate At Change	3.65%
Max Rate At Change	7.65%
Index	5-Year CMT
Max Rate	11.6%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jun 22, 2023
Property Address	295 AVERY MEADOWS DR, SMITHFIELD, NC 27577-3358
Document Number	0000020187
Book / Page	6497 / 152
Map Reference	MB 93 PG 445-448
Instrument Date	Jun 22, 2023
Instrument	2023020187
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Tax	$757.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8325 US 70 BUS HWY W # WB2, WB2, CLAYTON, NC 27520-4855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15771 RED HILL AVE STE 100, 100, TUSTIN, CA 92780-7333
Investor	Possibly a Property Investor

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Mar 3, 2022
Property Address	295 AVERY MEADOWS DR, SMITHFIELD, NC 27577-3358
Document Number	0000799039
Book / Page	6201 / 164
Map Reference	MB 93 PG 445-448
Instrument Date	Mar 2, 2022
Instrument	2022799039
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10920 CLEVELAND RD, GARNER, NC 27529-5736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10920 CLEVELAND RD, GARNER, NC 27529-5736
Investor	Possibly a Property Investor

Mortgage

Document Number	0000799040
Date	Mar 3, 2022
Book Page	6201/165
Instrument	2022799040

Lender

Name	TRUIST BANK
Type	Bank
Address	RALEIGH, NC 27601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,270.00 (-1.56%)	$363,300 (-) Land $60,000 Building $303,300	$363,300 (-) Land $60,000 Building $303,300
2025	$2,306.00 (+9.65%)	$363,300 (+32.99%) Land $60,000 Building $303,300	$363,300 (+32.99%) Land $60,000 Building $303,300
2023	$2,103.00 (+384.56%)	$273,180 (+396.69%) Land $55,000 Building $218,180	$273,180 (+396.69%) Land $55,000 Building $218,180
2022	$434.00	$55,000 Land $55,000	$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD SOUTH WATER DIST serves 803 people · EPA ID NC4051007
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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