295 Ave A, Springfield Township (Battle Creek), MI 49037 Property Records

Calhoun County property record for 295 Ave A, Springfield Township, MI 49037

Property Summary

Property Type	Single Family Home
Details	1 ba · 959 sqft · built 1955
Lot Size	0.142 acres (6,186 sqft)
Owner	2 Individual Names on File
Last Sale	$11,000 (Dec 2013)
Tax Bill	$860 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Aug 2025 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`54-220-003-00`

Property Details

APN / Parcel Number

Primary APN	`54-220-003-00`
Alternative APN	`13-54-220-003-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	959 sqft Living Area
1st Floor Area	959 sqft
Basement Area	759 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,186 sqft (0.142 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	295 AVENUE A
City	SPRINGFIELD
State	MI
Zip	49037-7838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SP CITY, SPRINGFIELD PLACE, LOT 3
Legal Subdivision	SPRINGFIELD PLACE
Legal Lot Number	3
Jurisdiction	CALHOUN MI
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1015
Census Tract	1300

Owner

295 Ave A is owned and occupied by two individuals who bought it in December 2013.

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	295 AVENUE A, SPRINGFIELD, MI 49037-7838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Aug 8, 2025	Deed of Trust, Mortgage · Line of Credit ADVIA CU
May 29, 2024	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Jun 22, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTRYWIDE BANK NA
Jun 22, 2006	Deed of Trust, Mortgage · Conventional Mortgage AMERICAS WHOLESALE LENDER
Feb 8, 2005	Deed of Trust, Mortgage WELLS FARGO FINANCIAL AMERICA INC
Dec 9, 2013	Other, Transfer ATTORNEY'S TITLE, ATTORNEYS TITLE AGENCY LLC
Apr 10, 2013	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2013 · Amount on File
Deed Sale	Dec 9, 2013 · Amount on File
Prior Sale	Apr 10, 2013 · Amount on File
Deed Book / Page	3851 / 191
Prior Transfer Date	Mar 28, 2013
Prior Transfer Doc	03791/0865
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	295 AVENUE A, SPRINGFIELD, MI 49037-7838
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04375/0733
Date	Dec 11, 2019
Book Page	4375/0733

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 10, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	295 AVENUE A, SPRINGFIELD, MI 49037-7838
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 AVENUE A, SPRINGFIELD, MI 49037-7838

Mortgage

Document Number	004930/772
Date	Aug 8, 2025
Book Page	4930/772

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 7, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	295 AVENUE A, SPRINGFIELD, MI 49037-7838
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 AVENUE A, SPRINGFIELD, MI 49037-7838

Mortgage

Document Number	004828/164
Date	May 29, 2024
Book Page	4828/164

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	295 AVENUE A, SPRINGFIELD, MI 49037-7838
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	THE CLOSING OFFICE TITLE AGE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03154/0253
Date	Jun 22, 2006
Book Page	3154/0253

Lender

Name	COUNTRYWIDE BANK NA
Type	Bank
Address	1199 N FAIRFAX ST STE 500, ALEXANDRIA, VA 22314

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2021

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	295 AVENUE A, SPRINGFIELD, MI 49037-7838
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	THE CLOSING OFFICE TITLE AGE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03154/0241
Date	Jun 22, 2006
Book Page	3154/0241

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution
Address	4500 PARK GRANADA, CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2036

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	295 AVENUE A, SPRINGFIELD, MI 49037-7838
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	NTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02945/0018
Date	Feb 8, 2005
Book Page	2945/0018

Lender

Name	WELLS FARGO FINANCIAL AMERICA INC
Type	Subprime Lender
Address	PORTAGE, MI 49002

Agreement

Amount	Amount on Record
Term	179 Months
Due	Jan 28, 2020

Interest

Rate Type	Adjustable Rate
Rate	9.22%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	Prime Rate

December 2013: Other, Transfer

Document Type	Other
Jurisdiction	CALHOUN MI
Recording Date	Dec 9, 2013
Property Address	295 AVENUE A, SPRINGFIELD, MI 49037-7838
Document Number	03851/0191
Book / Page	3851 / 0191
Map Reference	LB6 PG48
Instrument Date	Nov 14, 2013
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8200 JONES BRANCH DR, MCLEAN, VA 22102-3107

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	295 AVENUE A, SPRINGFIELD, MI 49037-7838

April 2013: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CALHOUN MI
Recording Date	Apr 10, 2013
Property Address	295 AVENUE A, SPRINGFIELD, MI 49037-7838
Document Number	03791/0865
Book / Page	3791 / 0865
Map Reference	LB6 PG48
Instrument Date	Mar 28, 2013
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 295 Ave A was $860 with a homeowner's exemption.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
Municipality	Springfield City
Unified School District	Battle Creek Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,599 (+10.18%)
2025	$860.00 Homeowner's exemption	$37,755	$83,198 (+10.18%)
2024			$75,510 (+12.7%)
2023		$33,499	$66,998
2022	$703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Ave A in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 295 Ave A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 3,833 people · EPA ID MI0006240
Water Source	Purchased groundwater from BATTLE CREEK - VERONA SYSTEM
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber, Metronet, Verizon.

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