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295 Atlantic Dr, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 295 Atlantic Dr, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details2,032 sqft · built 2022
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$750,000 (May 2023)
Tax Bill$8,603 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Oct 2019 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN29-38-10-GW-H-9

Property Details

APN / Parcel Number

Primary APN29-38-10-GW-H-9
Alternative APNs
  • 29-38-10-GW-0000H.0-0009.00
  • 2953452

Interior

Stories1 Story
Building Area2,032 sqft Living Area
Gross Area2,740 sqft
1st Floor Area2,032 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions130 ft deep x 75 ft wide
View / LotCanal
Garage TypeAttached
Garage Area473 sqft
PorchFinished/Open Porch
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Location & Zoning

Account Number2953452
Street Address295 ATLANTIC DR
CityMELBOURNE BEACH
StateFL
Zip32951-3228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-1-13
Legal DescriptionCRYSTAL LAKE 1ST ADDN LOT 9 BLK H
Legal Range38E
Legal Township29S
Legal Section10
Legal SubdivisionCRYSTAL LAKE 1ST ADDN
Legal BlockH
Legal Lot Number9
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE SHORES-FLORIDANA BEACH
Census Block Group1
Census Block1009
Census Tract66104

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address295 ATLANTIC DR, MELBOURNE BEACH, FL 32951-3228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2023Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 28, 2019Warranty Deed, Subdivision Related Transfer
NOT AVAILABLE
Mar 29, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2023 · Amount on Record
Deed SaleMay 9, 2023 · Amount on Record
Prior SaleOct 23, 2018 · Amount on Record
Deed Document Number202393241
Deed Book / Page9782 / 1809
Prior Transfer DateOct 21, 2019
Prior Transfer Doc0085732514
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 9, 2023
Property Address295 ATLANTIC DR, MELBOURNE BEACH, FL 32951-3228
Document Number0097821809
Book / Page9782 / 1809
Map ReferenceMB 13 PG 52
Instrument DateApr 27, 2023
Instrument2023093241
Transaction TypeTransfer
Record UpdatedJan 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1866 BEL CT, INDIALANTIC, FL 32903-2702

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 ATLANTIC DR, MELBOURNE, FL 32951-3228

Mortgage

Document Number0097821811
DateMay 9, 2023
Instrument9782/1811
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053

October 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 28, 2019
Property Address295 ATLANTIC DR, MELBOURNE BEACH, FL 32951-3228
Document Number0085732514
Book / Page008573 / 002514
Instrument DateOct 21, 2019
Instrument235116
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 13, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address186 BELCOURT INDIALANTIC FL 32903, INDIALANTIC, FL 32903

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateMar 29, 2018
Property Address295 ATLANTIC DR, MELBOURNE BEACH, FL 32951-3228
Document Number0081252435
Book / Page008125 / 002435
Instrument DateMar 21, 2018
Instrument69315
Transaction TypeTransfer
Record UpdatedApr 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 9TH AVE INDIALANTIC FL 329034304, INDIALANTIC, FL 32903-4304

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$673,920 (-1.16%)$673,920 (-1.16%)
2025$8,603.00 (+11.05%) Homeowner's exemption$681,830 (+17.69%)$681,830 (+17.69%)
2024$7,747.00 (+7.24%)
2023$7,224.00 (+307.22%)$579,330 (+200.95%) Land $214,500 Building $364,830$579,330 (+200.95%) Land $214,500 Building $364,830
2022$1,774.00$192,500 Land $192,500$192,500 Land $192,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 196 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies229 units insured
incl. 33 condo units
Nearby Flood Claims54 (1979–2022)
Claims Outside the SFHA24 of 54
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Hurricane Frances, Sep 2004 · 15 claims
  • Hurricane Irene, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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