295 Arch St, Athens, GA 30601 Property Records

Athens-Clarke County Unified Government property record for 295 Arch St, Athens, GA 30601

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,320 sqft · built 1945
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jun 2020)
Tax Bill	$3,670 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-2-A4 B-036`

Property Details

APN / Parcel Number

Primary APN	`17-2-A4 B-036`
Alternative APNs	`172A4 B 36` `18032`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,320 sqft Heated Area
1st Floor Area	1,320 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2010
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	125 ft deep x 58 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	126 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	18032
Old Parcel Number	172A4 B 36
Street Address	295 ARCH ST
City	ATHENS
State	GA
Zip	30601-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-5
Legal Description	TRACT 1 - 0.165 AC
Legal Subdivision	SUSAN L RICHARDSON
Legal Tract	1
Legal Lot Number	1
Jurisdiction	CLARKE GA
Township / Civil Division	ATHENS
Census Block Group	3
Census Block	3026
Census Tract	30200

Owner

Source: Athens-Clarke County Unified Government records, as of November 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	295 ARCH ST, ATHENS, GA 30601-3311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE
Jun 22, 2020	Grant Deed, Transfer · Conventional with PMI USAA
Apr 24, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST AMERICAN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Prior Sale	Apr 20, 2017 · Amount on Record
Deed Document Number	0005004350
Deed Book / Page	5004 / 350
Last Transfer Date	Jun 22, 2020
Transfer Doc	0050040350
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE GA
Property Address	295 ARCH ST, ATHENS, GA 30601-3311
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 ARCH ST, ATHENS, GA 30601-3311

Mortgage

Document Number	0052110000000179
Date	Jun 24, 2021
Book Page	0000005211/0000000179

Lender

Name	BETTER MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLARKE GA
Recording Date	Jun 22, 2020
Property Address	295 ARCH ST, ATHENS, GA 30601-3311
Document Number	0050040350
Book / Page	005004 / 000350
Instrument Date	Jun 15, 2020
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	295 ARCH ST ATHENS GA 306013311, ATHENS, GA 30601-3311

Mortgage

Document Number	50040352
Date	Jun 22, 2020
Book Page	005004/000352

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLARKE GA
Recording Date	Apr 24, 2017
Property Address	295 ARCH ST, ATHENS, GA 30601-3311
Document Number	0045790188
Book / Page	004579 / 000188
Instrument Date	Apr 20, 2017
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 ARCH ST ATHENS GA 306013311, ATHENS, GA 30601-3311

Mortgage

Document Number	45790190
Date	Apr 24, 2017
Book Page	004579/000190

Lender

Name	FIRST AMERICAN BK
Type	Bank
Address	ATHENS, GA 30601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 23, 2032

Tax Assessment & Valuation

Source: Athens-Clarke County Unified Government assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Athens-Clarke County Unified Government
Unified School District	Clarke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,670.00 (+51.09%) Homeowner's exemption	$137,818 (+23.36%) Land $24,000 Building $113,818	$344,545 (+23.36%) Land $60,000 Building $284,545
2023	$2,429.00 (-7.47%) Homeowner's exemption	$111,718 (+21.05%) Land $18,000 Building $93,718	$279,295 (+21.05%) Land $45,000 Building $234,295
2022	$2,625.00 Homeowner's exemption	$92,290 Land $16,000 Building $76,290	$230,725 Land $40,000 Building $190,725

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS-CLARKE CO WATER SYSTEM serves 125,000 people · EPA ID GA0590000
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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