Suffolk County and Smithtown Town property record for 295 5th St, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,000 (Feb 2026) |
| Tax Bill | $13,583 (2024) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 57.-3-17 |
| Primary APN | 473489 57.-3-17 |
|---|---|
| Alternative APNs |
|
| Lot Area | 11,326 sqft (0.26 acres) |
|---|
| Account Number | J70675 |
|---|---|
| Street Address | 295 5TH ST |
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-404151 TC-76 *575 LOTS 48 & 49 HOUSE & HOME MAP 18 |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 135003 |
295 5th St is owned by two individuals who bought it in February 2026.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 AVENUE C, RONKONKOMA, NY 11779-1917 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on File |
| Deed Sale | Feb 13, 2026 · Amount on File |
| Deed Book / Page | 13325 / 782 |
| Record Updated | Sep 20, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 13, 2026 |
| Property Address | 295 5TH ST, SAINT JAMES, NY 11780-2519 |
| Document Number | 0133250782 |
| Book / Page | 13325 / 782 |
| Instrument Date | Dec 10, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 221 AVENUE C, RONKONKOMA, NY 11779-1917 |
| Document Number | 0023712336 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 23712/336 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2056 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,495 Land $215 Building $5,280 | $686,875 Land $26,875 Building $660,000 | |
| 2024 | $13,583.00 | ||
| 2023 | $5,495 Land $215 Building $5,280 | $6,316 Land $247 Building $6,069 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 295 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES WATER DISTRICT serves 10,587 people · EPA ID NY5103266 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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