Collier County property record for 295 4th St S, Naples, FL 34102
| Property Type | Condominium |
|---|---|
| Details | 1,850 sqft · built 1990 |
| Owner | 2 Individual Names on File |
| Last Sale | $665,000 (May 2002) |
| Tax Bill | $5,290 (2025) |
| Deeds & Mortgages | Nov 2020 Reverse Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 006700 2025A04 |
| Primary APN | 006700 2025A04 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,850 sqft Living Area |
|---|---|
| 1st Floor Area | 1,850 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Condo/Apartment |
| Street Address | 295 4TH ST S |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34102-6316 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ARBORESQUE OF OLDE NAPLES A CONDOMINIUM UNIT 202 |
| Legal Range | 25 |
| Legal Township | 50 |
| Legal Section | 4 |
| Legal Subdivision | ARBORESQUE OF OLDE NAPLES A CONDOMINIUM |
| Legal Tract | 006700 |
| Legal Block | 2 |
| Legal Lot Number | 202 |
| Legal Unit | 202 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 102 |
Source: Collier County records · APN 006700 2025A04
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 295 4TH ST S, 202, NAPLES, FL 34102-6316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 05, 2020 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Oct 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2002 · Amount on Record |
| Deed Sale | May 01, 2002 · Amount on Record |
| Prior Sale | Apr 24, 2001 · Amount on Record |
| Deed Book / Page | 3029 / 697 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 295 4TH ST S, NAPLES, FL 34102-6316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 295 4TH ST S, NAPLES, FL 34102-6316 |
| Document Number | 0058402707 |
|---|---|
| Date | Nov 05, 2020 |
| Book Page | 5840/2707 |
| Instrument | 5949375 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 908 Months |
| Due | Jul 08, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.17% |
| Type Change Date | Nov 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 295 4TH ST S, NAPLES, FL 34102-6316 |
| Document Number | 0058402722 |
| Instrument Date | Oct 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 295 4TH ST S NAPLES FL 341026316, NAPLES, FL 34102-6316 |
| Document Number | 0058402722 |
|---|---|
| Date | Nov 05, 2020 |
| Book Page | 005840/002722 |
| Instrument | 5949376 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 912 Months |
| Due | Nov 04, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,290.00 (+2.28%) Homeowner's exemption | $623,127 (+5.99%) | $1,276,750 (+4.01%) Building $1,276,750 |
| 2024 | $5,172.00 (+1.71%) | ||
| 2023 | $5,085.00 (-2.55%) Homeowner's exemption | $587,928 (+3%) | $1,227,500 (+8.4%) Building $1,227,500 |
| 2022 | $5,218.00 Homeowner's exemption | $570,804 | $1,132,362 Building $1,132,362 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 253 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 805 units insured incl. 552 condo units |
| Nearby Flood Claims | 127 (1982–2024) |
| Claims Outside the SFHA | 14 of 127 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 209 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NAPLES WATER DEPT serves 83,804 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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