295 4th Ave, Pontiac, MI 48340 Property Records

Oakland County property record for 295 4th Ave, Pontiac, MI 48340

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,441 sqft · built 1996
Lot Size0.149 acres (6,490 sqft)
Owner2 Individual Names on File
Tax Bill$1,019 (2025)
Deeds & MortgagesJul 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN64-14-16-301-016

Property Details

APN / Parcel Number

Primary APN64-14-16-301-016

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,441 sqft Living Area
1st Floor Area1,441 sqft
Basement Area1,441 sqft
Finished Basement1,441 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,490 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage Area416 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area19 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address295 4TH AVE
CityPONTIAC
StateMI
Zip48340-2850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT3N, R10E, SEC 16 HIGHWOOD LOT 152
Legal Range10E
Legal Township03N
Legal Section16
Legal SubdivisionHIGHWOOD
Legal Lot Number152
JurisdictionOAKLAND MI
Township / Civil DivisionPONTIAC
Census Block Group3
Census Block3002
Census Tract141400

Owner

295 4th Ave is owned and occupied by two individuals who acquired it in February 2014.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address295 4TH AVE, PONTIAC, MI 48340-2850
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 1999
Deed SaleApr 28, 1999
Prior SaleAug 18, 1997 · Amount on File
Last Transfer DateFeb 25, 2014
Transfer Doc0000033697
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address295 4TH AVE, PONTIAC, MI 48340-2850
Transaction TypeMortgage
Record UpdatedAug 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 4TH AVE, PONTIAC, MI 48340-2850

Mortgage

Document Number0000076382
DateJul 14, 2023
Book Page58736/693
Instrument76382
Lender
NameMORTGAGE CENTER LC
TypeMortgage Company
AddressSOUTHFIELD, MI 48076
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 295 4th Ave was $1,019 with a homeowner's exemption, down 8.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityPontiac City
Unified School DistrictPontiac City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,019.00 (-8.61%) Homeowner's exemption$99,270$198,540
2024$1,115.00
2023$82,420$164,840
2021$952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 4th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 295 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPONTIAC
serves 63,776 people · EPA ID MI0005440
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on 4th Ave

Nearby Streets

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