29498 Miller Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 29498 Miller Rd, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,857 sqft · built 1965
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$739,000 (Jul 2021)
Tax Bill	$8,736 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-071-67-00`

Property Details

APN / Parcel Number

Primary APN	`185-071-67-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,857 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Block
Roof Material	Composition Shingle
Lot Area	130,680 sqft
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	29498 MILLER RD
City	VALLEY CENTER
State	CA
Zip	92082-5808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM10047
Legal Subdivision	PARCEL MAP NO 10047
Legal Tract	10047
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	2
Census Block	2002
Census Tract	19103

Owner

29498 Miller Rd is owned and occupied by an individual who bought it in July 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	29498 MILLER RD, VALLEY CENTER, CA 92082-5808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 1, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO SD
Jul 1, 2021	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	Aug 31, 2005 · Amount on File
Deed Document Number	2021478682
Prior Transfer Date	May 22, 2008
Prior Transfer Doc	0000305693
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 4, 2026
Property Address	29498 MILLER RD, VALLEY CENTER, CA 92082-5808
Document Number	0000161142
Instrument Date	May 22, 2026
Instrument	2026161142
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29498 MILLER RD, VALLEY CENTER, CA 92082-5808

Mortgage

Document Number	0000161142,
Date	Jun 4, 2026
Instrument	2026161142

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.23%
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2021
Property Address	29498 MILLER RD, VALLEY CENTER, CA 92082-5808
Document Number	0000478681
Map Reference	FILE 80-168211
Instrument Date	Jun 7, 2021
Instrument	2021-0478681
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29498 MILLER RD, VALLEY CENTER, CA 92082-5808

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2021
Property Address	29498 MILLER RD, VALLEY CENTER, CA 92082-5808
Document Number	0000478682
Map Reference	FILE 80-168211
Instrument Date	May 26, 2021
Instrument	2021-0478682
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29498 MILLER RD, VALLEY CENTER, CA 92082-5808

Mortgage

Document Number	0000478683
Date	Jul 1, 2021
Instrument	2021-0478683

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 29498 Miller Rd was $8,736.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$799,914 (+2%) Land $559,940 Building $239,974
2025	$8,736.00	$784,230 Land $548,961 Building $235,269
2023	$8,361.00 (+1.68%)	$753,780 Land $527,646 Building $226,134
2022	$8,223.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 29498 Miller Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29498 Miller Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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