Pinellas County property record for 2949 Sunset Point Rd, Clearwater, FL 33759
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,533 sqft · built 1988 |
| Lot Size | 0.675 acres (29,412 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $501,500 (Jan 2006) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Feb 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-762-5153-7 |
| Primary APN | C62-000-762-5153-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,533 sqft Living Area |
| Gross Area | 3,587 sqft |
| 1st Floor Area | 2,533 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 29,412 sqft (0.675 acres) |
| Lot Dimensions | 251 ft deep x 117 ft wide |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 354 sqft |
| Deck Area | 640 sqft |
| Patio Area | 640 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Water Feature | Water Feature |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R46316 |
|---|---|
| Street Address | 2949 SUNSET POINT RD |
| City | CLEARWATER |
| State | FL |
| Zip | 33759-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PART OF SE 1/4 OF NE 1/4 OF SEC 05-29-16 FROM SE COR OF NE 1/4 OF SD SEC TH N89D4119W 511.52FT FOR POB TH CONT N89D4119W 117.43FT TH N00D0235E 250.91FT TH S89D3637E 117.43FT TH S00D0235W 250.53FT TO POB (PER ORS 14849/531 & 15826/2389) |
| Legal Range | 16E |
| Legal Township | 29S |
| Legal Section | 5 |
| Legal Subdivision | PART OF SE 1/4 OF NE 1/4 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 26804 |
2949 Sunset Point Rd is owned and occupied by two individuals who acquired it in August 2025.
Source: Pinellas County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2949 SUNSET POINT RD, CLEARWATER, FL 33759-1615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Feb 27, 2017 | Deed of Trust, Mortgage · VA Mortgage WATERSTONE MORTGAGE CORP |
| Feb 14, 2018 | Deed of Trust, Mortgage · VA Mortgage WATERSTONE MORTGAGE CORP |
| Jan 7, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2006 · Amount on File |
| Deed Sale | Jan 3, 2006 · Amount on File |
| Prior Sale | Dec 13, 2004 · Amount on File |
| Deed Document Number | 2006703 |
| Deed Book / Page | 14849 / 531 |
| Last Transfer Date | Aug 7, 2025 |
| Transfer Doc | 0232562623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2949 SUNSET POINT RD, CLEARWATER, FL 33759-1615 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2949 SUNSET POINT RD, CLEARWATER, FL 33759-1615 |
| Document Number | 0225211821 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 22521/1821 |
| Instrument | 2023198876 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2949 SUNSET POINT RD, CLEARWATER, FL 33759-1615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TROPICAL TITLE INS LLC |
| Name | Verified Name |
|---|
| Document Number | 0195330058 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 19533/0058 |
| Instrument | 2017061995 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2949 SUNSET POINT RD, CLEARWATER, FL 33759-1615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TROPICAL TITLE INS LLC |
| Name | Verified Name |
|---|
| Document Number | 0199420270 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 19942/0270 |
| Instrument | 2018047394 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2949 SUNSET POINT RD, CLEARWATER, FL 33759-1615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0213331243 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 21333/1243 |
| Instrument | 2021005939 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jan 1, 2049 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Clearwater City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $367,378 | $738,426 Land $196,709 Building $541,717 | |
| 2023 | Homeowner's exemption | $346,625 | $644,403 Land $214,351 Building $430,052 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2949 Sunset Point Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 110 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 9 (1979–2024) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2949 Sunset Point Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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