2949 Summer Winds Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2949 Summer Winds Cir, Saint Cloud, FL 34769 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2000
Square Footage1,508 sqft Living Area
Lot Size7,710 sqft (0.177 acres)
OccupancyOwner Occupied
Last Sale$159,900 (2014)
Tax Bill$1,599.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-26-30-0590-0001-0250
Alternative APN
  • 263003059000010250

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,508 sqft Living Area
Gross Area2,236 sqft Gross Area
1st Floor848 sqft 1st Floor
Upper Floors660 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,710 sqft (0.177 acres)
Depth X Width100 ft x 77 ft Depth x Width
Garage TypeAttached Garage
Garage Area484 sqft Garage
Porch Area244 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2949 SUMMER WINDS CIR
CitySAINT CLOUD
StateFL
Zip34769-6341
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKEVIEW VILLAGE PB 10 PG 46 LOT 25
Legal SubdivisionLAKEVIEW VLG
Legal Lot Number25
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2004
Census Tract43203

Owner

Source: Osceola County records · APN 03-26-30-0590-0001-0250

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2949 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 10, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2014 · Amount on Record
Deed SaleDec 29, 2014 · Amount on Record
Prior SaleNov 10, 2008 · Amount on Record
Deed Doc Number2014187795
Deed Book / Page4714 / 1032
Last Transfer DateNov 04, 2021
Transfer Doc0060840930
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2949 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341
Transaction TypeMortgage
Record UpdatedJan 10, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059150132
DateMar 18, 2021
Book Page5915/132
Instrument2021040321
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateNov 10, 2021
Property Address2949 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341
Document Number0060840930
Book / Page6084 / 930
Map ReferenceMB 10 PG 46
Instrument DateNov 04, 2021
Instrument2021175246
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address2949 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341

Mortgage

Document Number0006084935
DateNov 10, 2021
Instrument6084/935
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,662.00 (+3.94%)$135,739 (+5.99%)$306,300 (+10.46%) Land $55,000 Building $251,300
2024$1,599.00 (+3.36%)
2023$1,547.00 (+4.46%) Homeowner's exemption$128,072 (+3%)$277,300 (+21.46%) Land $50,000 Building $227,300
2022$1,481.00 Homeowner's exemption$124,342$228,300 Land $45,000 Building $183,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,639 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Summer Winds Cir

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