2949 Ridge Rd, Westminster, MD 21157 Property Records

Carroll County property record for 2949 Ridge Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,212 sqft · built 1957
Lot Size	2.47 acres (107,593 sqft)
Owner	2 Individual Names on File
Last Sale	$324,399 (Apr 2005)
Tax Bill	$4,900 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-007334`

Property Details

APN / Parcel Number

Primary APN	`09-007334`
Alternative APNs	`9007334` `007334`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,212 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	107,593 sqft (2.47 acres)

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Shed	1 Shed
Shed Area	960 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	007334
Street Address	2949 RIDGE RD
City	WESTMINSTER
State	MD
Zip	21157-7434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 2.47 ACS E/S RIDGE ROAD E OF DENNNINGS
Legal Subdivision	FURNACE HILLS
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2006
Census Tract	509001

Owner

2949 Ridge Rd is owned and occupied by two individuals who acquired it in July 2007.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2949 RIDGE RD, WESTMINSTER, MD 21157-7434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2005 · Amount on File
Deed Sale	Apr 1, 2005 · Amount on File
Deed Document Number	200544405
Deed Book / Page	4374 / 274
Last Transfer Date	Jul 23, 2007
Transfer Doc	70974
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2949 RIDGE RD, WESTMINSTER, MD 21157-7434
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2949 RIDGE RD, WESTMINSTER, MD 21157-7434

Mortgage

Document Number	0108960341
Date	Sep 28, 2022
Book Page	10896/341

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 2949 Ridge Rd was $4,900 with a homeowner's exemption, up 4.8% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,900.00 (+4.81%) Homeowner's exemption	$435,800 (+5.16%)	$457,200 (-) Land $214,700 Building $242,500
2025	$4,675.00 Homeowner's exemption	$414,400	$457,200 Land $214,700 Building $242,500
2023	$4,266.00 Homeowner's exemption	$377,533	$393,000 Land $194,700 Building $198,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2949 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2949 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20