2949 Mona Lisa Ct, Middletown (Franklin), OH 45005 Property Records

Warren County property record for 2949 Mona Lisa Ct, Middletown, OH 45005

Property Summary

Property Type	Single Family Home
Details	4 bd · built 2021
Lot Size	0.221 acres (9,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$488,495 (Dec 2021)
Tax Bill	$6,931 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-32-235-016-1`

Property Details

APN / Parcel Number

Primary APN	`08-32-235-016-1`
Alternative APNs	`08-32-235-016-0` `8322350160` `832235016` `5201505`

Interior

Bedrooms	4 Beds

Exterior

Year Built	Built 2021
Lot Area	9,662 sqft (0.221 acres)

Location & Zoning

Account Number	5201505
Street Address	2949 MONA LISA CT
City	MIDDLETOWN
State	OH
Zip	45005-7539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:249 SUBD:RENAISSANCE II 13
Legal Subdivision	RENAISSANCE II 13
Legal Lot Number	249
Jurisdiction	WARREN OH
Township / Civil Division	TURTLECREEK
Census Block Group	3
Census Block	3017
Census Tract	30700

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2949 MONA LISA CT, FRANKLIN, OH 45005-7539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Unknown FISCHER LENDING COMPANY LLC
Mar 6, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Sep 14, 2023	Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC
Apr 27, 2023	Warranty Deed, Transfer
Dec 2, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Deed Document Number	2021-054195
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	2949 MONA LISA CT, MIDDLETOWN, OH 45005-7539
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023956
Date	May 21, 2021
Instrument	2021-023956

Lender

Name	FISCHER LENDING COMPANY LLC
Type	Non-Lending Institution
Address	ERLANGER, KY 41018

Agreement

Type	Unknown
Amount	Amount Recorded
Term	23 Months
Due	Mar 31, 2023

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	2949 MONA LISA CT, MIDDLETOWN, OH 45005-7539
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2949 MONA LISA CT, FRANKLIN, OH 45005-7539

Mortgage

Document Number	0000004794
Date	Mar 6, 2025
Instrument	2025-004794

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WARREN OH
Recording Date	Sep 14, 2023
Property Address	2949 MONA LISA CT, FRANKLIN, OH 45005-7539
Document Number	0000019682
Map Reference	MB 106 PG 39&40
Instrument Date	Aug 28, 2023
Instrument	2023-019682
Transaction Type	Subdivision Related Transfer
Record Updated	May 14, 2024
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5215 LONG MEADOW DR, FRANKLIN, OH 45005-9684

Mortgage

Document Number	0000019683
Date	Sep 14, 2023
Instrument	2023-019683

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Apr 27, 2023
Property Address	2949 MONA LISA CT, FRANKLIN, OH 45005-7539
Document Number	0000008059
Map Reference	MB 106 PG 39&40
Instrument Date	Apr 25, 2023
Instrument	2023-008059
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, EDGEWOOD, KY 41018-3593

December 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WARREN OH
Recording Date	Dec 2, 2021
Property Address	2949 MONA LISA CT, MIDDLETOWN, OH 45005-7539
Document Number	0000054195
Map Reference	DOC 2021-009679
Instrument Date	Nov 11, 2021
Instrument	2021-054195
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 27, 2026
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, EDGEWOOD, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2949 MONA LISA LN, FRANKLIN, OH 45005-7539

Mortgage

Document Number	0000054196
Date	Dec 2, 2021
Instrument	2021-054196

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Turtlecreek Township
Municipality	Middletown City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,931.00 (-2.22%)	$171,969 (-) Land $21,000 Building $150,969	$491,340 (-) Land $60,000 Building $431,340
2024	$7,088.00 (+10.4%)	$171,969 (+19.56%) Land $21,000 Building $150,969	$491,340 (+19.56%) Land $60,000 Building $431,340
2023	$6,420.00 (+35,566.67%)	$143,829 (+34,725.42%) Land $21,000 Building $122,829
2022	$18.00	$413 Land $413	$410,940 (+34,725.42%) Land $60,000 Building $350,940
2021			$1,180 Land $1,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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