Campbell County property record for 2949 Fender Rd, Melbourne, KY 41059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,036 sqft · built 2014 |
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $25,000 (May 2013) |
| Tax Bill | $3,933 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-26-421.24 |
| Primary APN | 999-99-26-421.24 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Stories | 1 Story |
| Building Area | 2,036 sqft |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 62,726 sqft (1.44 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 2949 FENDER RD |
|---|---|
| City | MELBOURNE |
| State | KY |
| Zip | 41059-9445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDWIN SCHULTZ SUB SEC C LOT 9 1.44 AC |
| Legal Subdivision | EDWIN SCHULTZ SUB |
| Legal Phase | C |
| Legal Lot Number | 1,9 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | ALEXANDRIA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 51901 |
The current owner of 2949 Fender Rd bought it in May 2013.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2949 FENDER RD, MELBOURNE, KY 41059-9445 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2013 · Amount on File |
| Deed Sale | May 6, 2013 · Amount on File |
| Deed Document Number | 0000305581 |
| Deed Book / Page | 305 / 581 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 2949 FENDER RD, MELBOURNE, KY 41059-9445 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Name | Verified Name |
|---|
| Document Number | 0005136802 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | M1052/739 |
| Instrument | 5136802 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
The 2025 property tax bill for 2949 Fender Rd was $3,933.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,933.00 | $330,000 Land $35,000 Building $295,000 | $330,000 Land $35,000 Building $295,000 |
| 2023 | $3,362.00 (-4%) | $280,200 (-) Land $25,000 Building $255,200 | $280,200 (-) Land $25,000 Building $255,200 |
| 2022 | $3,502.00 | $280,200 Land $25,000 Building $255,200 | $280,200 Land $25,000 Building $255,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2949 Fender Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2949 Fender Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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