2949 Affirmed Dr, North Bend, OH 45052 Property Records

Hamilton County property record for 2949 Affirmed Dr, North Bend, OH 45052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,956 sqft · built 2003
Lot Size	0.511 acres (22,259 sqft)
Owner	Individual Name on File
Last Sale	$319,900 (Jul 2018)
Tax Bill	$6,075 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Feb 2025 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`570-0090-0289-00`

Property Details

APN / Parcel Number

Primary APN	`570-0090-0289-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,956 sqft Living Area
Gross Area	4,437 sqft
1st Floor Area	1,956 sqft
Basement Area	1,956 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	22,259 sqft (0.511 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2949 AFFIRMED DR
City	NORTH BEND
State	OH
Zip	45052-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AACUP
Legal Description	AFFIRMED DR 0.511 AC LOT 30 BELMONT ESTATES SUB BL B-
Legal Subdivision	BELMONT ESTATES SUB
Legal Lot Number	30
Jurisdiction	HAMILTON OH
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1001
Census Tract	20404

Owner

2949 Affirmed Dr is owned and occupied by an individual who bought it in July 2018.

Source: Hamilton County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2949 AFFIRMED DR, NORTH BEND, OH 45052-9613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 13, 2025	Transfer on Death Deed, Transfer
Jul 27, 2017	Deed of Trust, Mortgage FIFTH THIRD BANK
Jan 8, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage REVOLUTION MTG
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK
Jul 30, 2018	Warranty Deed, Transfer · Conventional Mortgage EAGLE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2018 · Amount on File
Deed Sale	Jul 30, 2018 · Amount on File
Prior Sale	Feb 2, 2005 · Amount on File
Deed Document Number	201865468
Prior Transfer Date	Sep 25, 2014
Prior Transfer Doc	0000098123
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2949 AFFIRMED DR, NORTH BEND, OH 45052-9613
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2949 AFFIRMED DR, NORTH BEND, OH 45052-9613

Mortgage

Document Number	0000091957
Date	Jul 29, 2021
Book Page	14469/292
Instrument	2021-0091957

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 10, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 13, 2025
Property Address	2949 AFFIRMED DR, NORTH BEND, OH 45052-9613
Document Number	0000010710
Book / Page	15353 / 2451
Map Reference	MB 310 PG 16&17
Instrument Date	Jan 23, 2025
Instrument	2025-0010710
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2949 AFFIRMED DR, NORTH BEND, OH 45052-9613

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2949 AFFIRMED DR, NORTH BEND, OH 45052-9613
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008088
Date	Jul 27, 2017
Instrument	17-0068088

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	359 Months
Due	Jun 25, 2047

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2949 AFFIRMED DR, NORTH BEND, OH 45052-9613
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001910
Date	Jan 8, 2019
Book Page	13829/01215
Instrument	2019-0001910

Lender

Name	PNC BANK NA
Type	Bank
Address	CINCINNATI, OH 45238

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2949 AFFIRMED DR, NORTH BEND, OH 45052-9613
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041304
Date	May 29, 2019
Book Page	13927/01059
Instrument	2019-0041304

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2949 AFFIRMED DR, NORTH BEND, OH 45052-9613
Document Number	0000128212
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2949 AFFIRMED DR NORTH BEND OH 450529613, NORTH BEND, OH 45052-9613

Mortgage

Document Number	0000128212
Date	Dec 7, 2020
Book Page	014309/002809
Instrument	128212

Lender

Name	REVOLUTION MTG
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2949 AFFIRMED DR, NORTH BEND, OH 45052-9613
Document Number	0000039654
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2949 AFFIRMED DR NORTH BEND OH 450529613, NORTH BEND, OH 45052-9613

Mortgage

Document Number	0000039654
Date	Apr 29, 2020
Book Page	014157/002522
Instrument	39654

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 30, 2018
Property Address	2949 AFFIRMED DR, NORTH BEND, OH 45052-9613
Document Number	0000005468
Map Reference	MB310 PG16&17
Instrument Date	Jul 12, 2018
Instrument	18-0065468
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$959.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2949 AFFIRMED DR, NORTH BEND, OH 45052-9613

Mortgage

Document Number	0000005470
Date	Jul 30, 2018
Instrument	18-0065470

Lender

Name	EAGLE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2949 Affirmed Dr was $6,075, up 12% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Miami Township
Unified School District	Three Rivers Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,075.00 (+12.02%)	$116,610 (-) Land $18,900 Building $97,710	$333,170 Land $54,000 Building $279,170
2024	$5,423.00 (-0.15%)	$116,610 (-) Land $18,900 Building $97,710
2023	$5,431.00 (-18.48%)	$116,610 (+4.15%) Land $18,900 Building $97,710	$333,170 Land $54,000 Building $279,170
2022	$6,662.00 Homeowner's exemption	$111,966 Land $18,428 Building $93,538
2020			$319,900 Land $52,650 Building $267,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2949 Affirmed Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2949 Affirmed Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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