Lake County property record for 29486 Black Bear Trl, Polson, MT 59860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 950 sqft · built 1964 |
| Lot Size | 1.45 acres (63,423 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $625,000 (Jul 2006) |
| Tax Bill | $11,291 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R152080 |
| Primary APN | R152080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| 1st Floor Area | 950 sqft |
| Basement Area | 475 sqft |
| Finished Basement | 475 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 63,423 sqft (1.45 acres) |
| Lot Dimensions | 311 ft deep x 202 ft wide |
| Terrain | Steep |
| Deck Area | 280 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000001511 |
|---|---|
| Street Address | 29486 BLACK BEAR TRL |
| City | POLSON |
| State | MT |
| Zip | 59860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAFETY BAY VILLA SITE, S02, T23 N, R20 W, BLOCK 3, LOT 3B, ACRES 1.456, H-478 |
| Legal Range | 20W |
| Legal Township | 23N |
| Legal Section | 02 |
| Legal Subdivision | SAFETY BAY VILLA SITE |
| Legal Block | 3 |
| Legal Lot Number | 3B |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 940307 |
29486 Black Bear Trl is held in a trust since July 2006.
Source: Lake County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 1241, POLSON, MT 59860-1241 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2006 · Amount on File |
| Deed Sale | Jul 21, 2006 · Amount on File |
| Deed Document Number | 2006471201 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 29486 Black Bear Trl was $11,291, up 55.5% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,291.00 (+55.46%) | $1,510,400 (-) | |
| 2025 | $7,263.00 | $1,510,400 | $1,510,400 Land $1,190,000 Building $320,400 |
| 2023 | $5,570.00 | $861,000 | $861,000 Land $605,600 Building $255,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29486 Black Bear Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29486 Black Bear Trl is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 69% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 3 |
May also be available: Western Montana CommunityTel.
5G (outdoors only) and 4G LTE
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